Category Archives: Finance Guide

The Relationship Between Insurance and Finance

Because they both involve money, insurance and finance are interrelated business areas. Both involve risk and speculation, so it is not surprising that they are often intertwined. Property investment, for instance, requires a substantial capital outlay, followed quickly by insurance to protect that capital investment. It would be absurd to invest so much money in a venture without […]

Allstate vs State Farm

State Farm has a 16% market share and is the largest automobile insurer in the United States. State Farm was established in Bloomington, Illinois, in 1922. Since 1942, it has been the nation’s largest auto insurance company. State Farm offers a wide range of financial and insurance services, including annuities, home, auto, and life insurance. State Farm is a […]

What Is Marketplace Health Insurance?

Marketplace health insurance is a type of health insurance that is available to people in the United States who don’t have any health coverage through their workplace. It’s also known as an “individual market” insurance plan because it’s not available through most large companies. Marketplace health insurance offers a number of benefits that are not […]

Business Insurance – The Top 10 Tips To Never Paying More For Your Business Insurance Ever Again

1. Be honest. Although it may seem obvious, inaccurate or forgotten information can have a negative impact on your insurance. If in doubt, tell it. No matter if you have experienced a bump in a supermarket parking lot or if you have filed a claim against your coverage, tell your broker or company immediately. 2. If you don’t have the […]

Why is my car insurance so high?

Nearly all drivers in the United States that own a vehicle must have car insurance. Insurance is expensive because of the risks involved and the financial implications. In fact, Americans pay $1,674 per year for their car insurance. It may be difficult to believe that car insurance is so expensive. Car insurance premiums can be considered a variable expense […]