Category Archives: Finance Guide

A contract between you, the insurance company, and your auto insurance policy is an agreement. A premium is paid. The insurance company will pay a premium in return for specific financial losses related to your car, provided that the coverage limits are met. Many states require you to have minimum amounts of automobile liability insurance. The law requires […]

In Nevada, driving without insurance is a risky proposition given the consequences. Nevada’s LIVE program electronically tracks vehicle owners and can detect when a car insurance policy has lapsed. By reporting on incidents, car insurance companies must keep the Department of Motor Vehicles (DMV) current. The DMV also checks vehicles owners periodically throughout the year in order to verify that they […]

Driving without insurance can be illegal and could result in severe penalties. Each state has its own definition. According to the Insurance Information Institute, 16.3% Colorado drivers were not insured in 2019. This makes Colorado the 13th most uninsured state. Colorado law prohibits drivers from driving without insurance. You could face fines, penalties and other consequences that could have […]

The internet revolutionized how we do business. You can shop online, order products and have them delivered right at your door within a few days. Without getting buried under mountains of paperwork, we pay our bills. Our laptops allow us to manage our finances, communicate with friends, and do our work while on the internet. The internet has changed […]

Many people don’t realize that tyre insurance can save them hundreds of dollars. You will be aware that replacing tyres can be very expensive, especially if there are multiple. You will find that you are covered if your tyres get punctured or need to be replaced. This could save you hundreds depending on what type of tyre you […]

Drivers aged 22 years old have more experience driving since their teens and will probably pay less for car insurance. Rates for 22-year old drivers are usually higher than those for drivers 25 and older. Young adult drivers may find it helpful to know what your premium is and what you can do about keeping your costs […]

In one of the most recent comprehensive studies of speeding in Colorado, it was reported that motor vehicle fatalities related to speeding increased steadily from 2013 to 2017 with the most dramatic increase (8%) occurring between 2016 and 2017. Speeding was the cause of 35% of all fatalities in auto accidents. Colorado can be very costly for speeding. A […]

Tulsa is the second-largest Oklahoma city. It contributes a large amount to the 2.5 millions licensed drivers. Tulsa has more 400,000 inhabitants. This makes it a densely populated city with a high road accident index. The Oklahoma Highway Safety Office recorded 1,459 car crashes in 2019, 38 of which were fatal. To be legally able to drive, car owners must have the […]

It is almost impossible to forget about your annual car insurance renewal. You will eventually start getting insurance quotes from all the companies you have contacted in the past, asking you to insure your vehicle with them. It is best to leave, move, and change your phone number, as well as your email addresses, to avoid this. […]

Auto insurance is a great idea if you own a vehicle. There are some auto insurance laws you must follow. A few of these you will learn as you read. The idea behind auto insurance is that it will pay for the vehicle’s damage in an accident. There are also many insurance options available to both the […]