Category Archives: Finance Guide

You might be thinking, “If I cannot afford health insurance, how can I afford a discount vision and dental plan?” How is this going to benefit me if it costs less than I can afford? Do you think discounting means that I will get less than the best care? The same thoughts were always mine. Before I began […]

What is Supplemental Group Life Insurance? If you have a group policy with your employer, supplemental group term insurance can be added. Group coverage can be less comprehensive than you might like, as policies are designed to benefit the entire group. You may have special needs as an individual who has a family. A supplemental term policy is […]

Car insurance is one of those necessary costs that won’t go away, even if you don’t have a car. Whether it’s because you’ve caused an accident or had something stolen from your car, car insurance is essential for protecting you and your vehicle from financial losses. But what exactly are the factors that make up […]

You can add Personal Injury Protection (“PIP”) to your auto insurance policy. This coverage covers medical expenses, lost wages, and funeral expenses after an accident, regardless who was at fault. Depending on the type of your auto policy and where you live, minimum PIP coverage usually pays $10,000 for “reasonable, necessary” medical bills, $10,000 for lost […]

According to the Daycare Trusts Childcare Costs Survey 2007, pre-school childcare costs in England continue to rise. For children under 2 years old, the average cost of a nursery place in England has increased by 6 percent to PS7900 per annum (or PS152 per wk). The cost for an out-of-school club in Wales is PS34, while […]

Missouri is known for its wide-open spaces, but it’s also home to a vibrant driving culture. Whether you’re in St. Louis or Kansas City, you’ll need the right protection behind the wheel. To that end, you should know the minimum auto insurance coverage required in the state of Missouri. In this article, we’ll take an […]

Every time your policy is renewed Some may find this a bit silly. If your rate hasn’t increased, why should you review your policy? Let’s take a look at it like this. You would be very upset if McDonald’s didn’t add meat to your hamburger if you went to McDonald’s. Before you submit your renewal payment, make sure to […]

The recent economic slowdown, as shown by all indicators (except those used by George Bush), has caused SUV and car owners to resort to arson to pay off their debts. This is not a new phenomenon, but car arson (or torching), and insurance fraud are both well-established. It is seen as a direct correlation with the […]

A van is an integral part of any tradesman’s business. It is important to insure this vital part properly. But what type of insurance is right for you? The type and value of your van will play a significant role in determining the type of van insurance that you need. A small business may have a […]

According to Pew Research, the foreign population reached almost 45 million people in the U.S. by 2018. Many of those foreigners own or lease vehicles, are held to the same state-specific requirements for auto insurance and operate vehicles on U.S. roads daily. You can get car insurance policies even if you’re in the country for a long time or as […]