Category Archives: Finance Guide

When it comes to dental work, nobody wants to hear the truth. That is, until you need dental work and find out that the prices are much higher than you imagined. In this blog post, we will discuss how much a dental implant costs with insurance. We will also provide a few tips on how […]

When you think about insurance, what comes to mind? Probably the thought of being protected in case of an unfortunate event. But who actually regulates insurance companies in Texas? And just what are their responsibilities? In this blog post, we will explore just that. By the end, you will have a greater understanding of who […]

Let’s look at a scenario that involves Mr. Rodney, an insurance customer and Mr. Stick is an insurance claims manager and Mr. Knowitall is the CTO. For a few years, Mr. Rodney lived in the USA and purchased a home near the Florida coast. He bought a brand-new BMW for himself and an SUV for his wife. He […]

When you rent an apartment, you’re usually responsible for your own property and security. However, there are some cases where the landlord may be considered a beneficiary of renters insurance—meaning they’re covered if anything happens to you while you live in the property. Although this is not a common occurrence, it could happen if you […]

I am often asked by clients if Long Term Care insurance costs too much. My response is always, “Compared to what?” Our insurance costs for two cars and a van that we use on vacation are $1200 each year. We have no liability. It would cover the cost of the other guy’s vehicle if we were in […]

Madison, Wisconsin’s capital, is located just west of Milwaukee. It is home to more that259,000 residents. Madison residents are likely to struggle to find affordable homeowners insurance, with 47% of them being homeowners.The average cost of homeowners insurance is $851 per year for $250,000 in dwelling coverage,Bankrate’s 2021 study on average annual premiums found that they are well […]

You may be asking yourself this question: does oxygen coverage by health insurance cover hyperbaric oxygen therapy? And if it does, is it worth getting coverage? The short answer is that yes, oxygen coverage by health insurance likely includes coverage for hyperbaric oxygen therapy. However, whether or not it’s worth getting coverage depends on a […]

Crna Insurance is one of those things that you may take for granted. After all, it’s insurance, right? But what if there was a situation where your insurance wouldn’t cover the cost of your injury? Would you still be able to afford to pay the bill? In this blog post, we will explore the realities […]

Disability insurance is one of those things that we take for granted. After all, it’s something that we need in case something terrible happens and we can no longer work. But what if you have two disabilities? Can you have two disability insurance policies? The short answer is yes, but there are a couple of […]

Have you ever wondered how insurance agents are paid? The answer may surprise you. Most insurance agents are actually paid a commission by the insurance companies they represent. This commission is based on the premiums that are paid by policyholders. So, the more policies an agent sells, the more money they make. There are some […]