Category Archives: Finance Guide

Best cheap car insurance in Lubbock

The Texas Department of Motor Vehicles reports that there are more than 244,000 vehicles in Lubbock. This is more than one vehicle for every adult living in the county. Lubbock’s roads may not be the most safe due to the large number of people who drive every day. The Texas Department of Transportation reported 6,680 crashes across the entire county in […]

Mortgage insurance vs. home insurance difference

Your lender might ask for proof of homeowner’s insurance and mortgage insurance when you purchase or refinance a house. Mortgage insurance and homeowners insurance are not the same thing, even though they may sound similar. Both types of insurance cover different things. In some cases, one or both of these types of insurance may be necessary. Both are payable by […]

Best cheap car insurance in Dearborn

Dearborn drivers pay an average of $1,743 annually for minimum coverage, and $4,083 annually for full coverage. Although this is higher than the average Michigan state premium, it’s not surprising considering that Michigan’s Wayne County had 55,001 crashes in 2017. Dearborn has the highest rates for car insurance, not just in Michigan, but also in the United […]

Best cheap car insurance in Newark

Newark drivers know that New Jersey car Insurance can be costly. Average auto insurance costs in Newark are $1,254 per year for minimum coverage, and $2,624 per year for full coverage. This is quite a bit higher than the national average $565 and $1674. It is important to find out about the best Newark car insurance companies. Newark’s Essex County saw more than 30,000 […]

Explaining state vehicle inspections

Drivers in most states are required to have vehicle inspections. They must also obtain periodic inspections from licensed professionals. Federal safety inspections are mandatory for all modes of transport except rail, truck, bus, and commercial bus. However, there is no federal mandate for passenger vehicles. Studies show that almost 2.6% fatalities in crashes between 2011-2016 were caused by vehicle […]

How to Get the Best Auto Insurance Quote

Shopping around for car insurance quotes is key to finding a lower premium quote, from both national and regional providers alike. Compare their offers carefully for optimal savings! Your quotes will depend on a range of personal factors, including ZIP code and driving history. Your credit score could also play an impactful role; though in […]

Is It Worth Getting Dental Insurance?

Most dental insurance is offered through their employer; however, individuals may also purchase individual plans with monthly premiums, deductibles and annual maximums. Many plans cover preventive care costs completely and cover basic procedures like fillings 80%; however, certain plans have deductibles or copays that must be paid first. Premiums Though dental insurance might seem costly […]

What Is Medex Insurance?

Many retirees opt for Medex coverage, a Medicare supplement plan that works alongside Parts A and B to cover costs such as copays and prescription drugs. Furthermore, Medex also provides travel assistance as well as other benefits. These pages outline key features of their plans; for full terms and conditions please consult the plan description/riders. […]