Category Archives: Finance Guide

Still, sophisticated or not, errors are made. After twenty-five years of working in this dull and evil field, I still come across intelligent businesses that need incompetent assistance. It is often disguised as honest, professional and friendly. It amazes me how much we can tolerate, but it must be the nature of the product. Insurance can be confusing, boring, […]

Are you wondering if there’s a deadline for making a car insurance claim? It’s an important question, and many drivers are unsure of the answer. Whether you’ve been in an accident or your car has been stolen, understanding the time limit for filing your claim can make all the difference. In this blog post, we’ll […]

Insurance companies spend a lot of time doing maths, so we don’t have. They do this partly to spread risks around. They also keep an eye on the sales. They won’t sell any policies if they set the price too high. They spend their time cutting and splicing markets, working out which customers they will attract and who […]

The same effort is required to select the right car insurance as choosing the car. The market research begins months before the purchase of a car and the buyer test drives nearly all cars within his budget. However, enthusiasm for buying insurance for such a high-priced vehicle drops dramatically. Indians still view car insurance as a statutory obligation. […]

1. Always be preparedUnderstanding and knowing the terms of your insurance policy will make it easier to file insurance claims. It doesn’t matter if your policy covers your life, home, auto, or health. Keep a detailed record of all your policies. You should keep a file for every policy that you have. You can place any documents (EOBs, policy updates, […]

If you are one of the millions of Americans covered by health insurance through their employer, chances are good that you could soon receive a rebate check for approximately $1.1 billion estimated to be distributed this year. Rebating, which involves providing money back from agents or brokers as an inducement to purchase policies, is generally […]

GEICO, Farmers and State Farm all offer rideshare insurance policies as an add-on or standalone policy to cover any gaps that might exist when working for Lyft. Lyft drivers must carry liability and rideshare coverage to legally operate their cars and protect themselves during any times when Lyft does not offer these protections. What is […]

Home title insurance is an annual premium designed to shield homeowners against financial loss in case there is any misrepresentation with their title to their property. For example, should someone later claim your family deed is fraudulent or that unpaid work was performed on it without compensation being received, an owner’s title insurance policy covers […]

Renters insurance is one of the most cost-effective ways to safeguard both your personal property and liability. It typically covers damages caused by fire, theft, severe weather or other incidents. But the cost of getting an insurance policy varies widely depending on various factors; here are three of them to keep in mind: Cost, Coverage […]

Car insurance providers in states where it’s legal may run credit checks on you; this soft inquiry won’t affect your score but may vary based on which state is being visited. Car insurers use credit scores not only to assess credit risk, but also as an additional tool in calculating premium rates. Unfortunately, certain states […]