Category Archives: Finance Guide

Unfair Claims Practices Insurers refused to pay thousands of claims following Hurricanes Rita and Katrina. This was a clear example of Unfair Claims Practices. Unfair Claims Practices are not limited to hurricane losses. Insurance companies denial and delay claims quite often. What should you do if your insurance company is slow to settle your claim? What can you […]

Are you sending cold hard cash through the mail? Maybe it’s a birthday gift for your niece, or perhaps it’s payment for a service. Whatever the reason, you may be wondering if that cash is protected in case something goes wrong during transit. Can you insure cash in the mail? The answer isn’t as straightforward […]

It is crucial to plan ahead when starting a business. This includes taking steps to protect your business’ assets. Insurance should be part of your business start-up plan. Insurance allows a business owner prevent or reduce foreseeable/unforeseeable losses; however, there are many forms of insurance to choose from. Different types of insurance offer different benefits. It is important that you, […]

Are you wondering whether Aetna is a private insurance company or not? Well, the answer might surprise you! With so many healthcare providers and insurers out there, it can be hard to keep track of who’s public, private or somewhere in between. In this blog post, we’ll dive deep into the history and structure of […]

It can be difficult to start an internet marketing campaign, or improve an existing one. What should insurance agencies focus on and where should they start? These are 10 amazing online ideas that will help you agency increase your online marketing efforts. 1. Blog and Vlog Blogging is an excellent way to show your expertise and to attract […]

Before you make the leap, it is important to understand the cost structure for Unit Linked Insurance Plans. 40-year-old investor was unhappy with his investments in UnitLinked Insurance Plan ( ULIP). After some research, he discovered that the equity markets were moving well but that he still had to pay back the money he invested three years […]

Are you a homebuyer or seller in Tennessee? If so, you may be wondering who pays for lender title insurance. It’s an important question to ask before closing on a property because it can affect your budget and overall costs. In this blog post, we will explore the ins and outs of lender title insurance […]

Insure your vehicle if you plan to transport it. Disable your motor vehicle until it is insured. If you are a legal owner of a motor vehicle, or have had it for more than 30 days, or if an installment contract gives you immediate possession rights, you can be considered a motor vehicle owner. You will be fined […]

Insurance companies can use many elements of project management (see the Project Management Institute’s site for more details) to improve their operations and projects. The CONTROL area should be a particular area of focus for insurance company actuaries. Control is the partner of Planning. This is another area where strong actuarial support is important. Although control is […]

Are you considering signing up for a life insurance policy, but unsure if your use of statins will have any implications on your application? Statins are commonly prescribed drugs that help lower cholesterol levels in the blood, but many wonder whether disclosing their usage may negatively affect their chances of approval. In this blog post, […]