Category Archives: Finance Guide

Decidence over high or low deductible car insurance is ultimately determined by how comfortable you feel with how much out-of-pocket payment you must bear should a claim be filed. Financial expert Dave Ramsey recommends building up an emergency fund of at least $1,000 before choosing high deductible coverage. Increased deductibles may save drivers money on […]

Homeowners insurance provides financial protection from damage to your home and attached structures such as sheds or fences, while personal property coverage reimburses you for lost or stolen items. Your homeowners insurance premium depends on various factors, including location, credit history and home size and age. Costs Illinois homeowners insurance costs vary significantly by town […]

Speeding is no laughing matter, and rightly so. It’s one of the most common traffic violations and can lead to serious consequences. In fact, many drivers fear that their insurance rates will go up if they get a speeding ticket. Fortunately, this is not always the case. When you contact your insurance provider, be sure […]

Both drivers will often stop to exchange information when they are involved in an accident. Fleeing the scene of an accident, also known as a hit-and-run, comes with major consequences. In Rhode Island, the average annual cost of full coverage car insurance is $2,018, but after a hit-and-run, the average rate increases 61% to $3,251, according to 2021 […]

In today’s world, everything is digital. This includes your insurance policies. Gone are the days when you had to print out a policy and bring it with you to every appointments. Now, all you need is your insurance certificate number. What is an insurance certificate number? It’s a unique identifier that identifies your policy in […]

Rooklyn is just one of many New York boroughs in which home values have skyrocketed. The current median sales price is $889,000. For $250,000 of dwelling coverage, the average cost for Brooklyn home insurance NY is $1598 per annum. Your insurance bill will likely be higher if you have a home that is similar to the median […]

If you are the owner of a business or property that has been damaged in some way, you may be wondering what kind of insurance you need. And if you are a damage restoration company, you may be wondering what insurance covers your business. In this article, we will discuss the different types of insurance […]

According to the United States Census Bureau, Wisconsin had a population of more than 5.8 million people in 2019. The same year, Wisconsin reported nearly 4.3 million licensed drivers. Accidents are inevitable with so many drivers on Wisconsin’s roads. In 2019, Wisconsin statistics revealed that: Traffic accidents caused 145,288 deaths Traffic accidents claimed the lives of 511 people 28791 people were injured […]

It can be scary when you go to the dentist and they tell you that they need to take a series of x-rays in order to help them diagnose and treat your dental issue. While it may seem like a small cost at the time, x-rays can actually end up costing quite a bit more […]

The everyday supporting services you perform for your family may be just as valuable as income. Although you may not get paid to take the kids to school, clean the dishes, or run the dishwasher, the daily support you provide to your family can feel like a full time job. It can be costly to hire […]