The Harvard School of Public Health conducted a 2018 study and found that 40% of Americans are obese. Accordingly, almost half of the U.S. populace will be obese by 2030. Obesity can lead to a variety of chronic diseases including cancer, diabetes and high blood pressure. It is difficult for overweight people to find life insurance. Obesity can lead […]
Category Archives: Finance Guide
In 1876, Commonwealth Title invented title insurance. Since then, it has grown to billions in annual sales by approximately 11 title insurance companies and 36 unaffiliated businesses. This coverage is bought to ensure that the property has a clear title as of the date the policy was issued. If liens or other encumbrances later are found […]
The associated costs of driving are increasing as a result. The cost of a vehicle has been increasing every year. It is becoming more expensive to maintain your vehicle properly and efficiently. Gas prices are another thing that I should mention. People are now looking for alternative transportation to get to work, as the cost of running a car […]
Insurers may take advantage of policyholders’ inability to understand their rights, and use this knowledge to engage in improper business practices. These are 10 things that policyholders and auto applicants need to be aware of. 1. Insurers are required to inform applicants if they deny a request. Most states require that companies explain why an application is denied. The […]
It may be a good idea to look into auto insurance if you’re in the market for a car. The average price of car insurance depends on many factors such as where you live, how you drive, what coverage you choose, and what make and model you have. The Kia brand is well-known. The Kia Telluride is a well-known vehicle. This […]
I am irritated by the fact that insurance takes my money. There are many people who ride along with me every day. It is amazing to me how much insurance premiums play into all aspects of our lives and how little it actually covers the reasons we bought these products. It is fascinating to see how insurance […]
Most people are aware that lenders look at your credit history to decide if they will give you credit. Did you know that insurance companies in certain states also take into account your credit history? Your credit history can have an impact on your ability to buy homeowners insurance or auto insurance coverage. It also influences the […]
A customer who has experienced an unfortunate event but doesn’t consult an agent before filing a claim is one of my pet peeves. Or vice versa… An agent who refuses to discuss a potential claim before the insured files a claim. It can end up being detrimental for both of you. Unnecessarily filing a claim can make a […]
Credit scores can impact many areas of your life. Your credit score can make certain processes more or less difficult, such as buying a house, opening a credit line, or getting a loan for a car. You may be surprised to learn that your credit score can also impact how much you pay for car insurance. Partly, […]
Although I do not sell car insurance, I am a personal injury lawyer and often see people suffering because they have the wrong coverage. This is often because they bought directly from an insurance company and not an independent broker. My clients who were seriously injured in car accidents are often struck by someone without insurance, […]