Category Archives: Finance Guide

What is HOA insurance?

A homeowner association (HOA), which can offer many benefits such as accessing a pool or gym, and the assurance that neighbors will uphold their property standards, is a great way to get involved. But HOAs often have one problem: fees. These recurring fees allow your HOA to maintain common areas, enforce neighborhood rules, and adhere to […]

What Are The Benefits Of Long Term Care Insurance?

Long-term care insurance is an important part of financial planning for many people. It’s designed to help protect a person’s assets and provide coverage for the costs associated with long-term care, such as nursing homes, assisted living facilities, or in-home care. Here we’ll cover the benefits of having long-term care insurance, from reducing your out-of-pocket […]

What Does Insurance Need To Approve Mental Health Residential Treatment?

Mental health residential treatment provides a place of refuge, support and guidance to individuals who are struggling with their mental health. It can offer the best chance of recovery for those in need and can be a crucial step on their journey to wellness. However, accessing this kind of care is not always easy – […]

Is It Illegal To Use Insurance Money For Something Else?

Are you wondering if it’s legal to use your insurance money for something other than its intended purpose? Maybe you received a large payout and are tempted to splurge on a luxurious vacation or fancy car. But before you start making plans, it’s important to understand the rules and regulations surrounding insurance payouts. In this […]

How Much Is Flood Insurance In Arizona?

Flood damage can be an enormously destructive threat, so unlike homeowners insurance policies which only cover water damages caused by broken pipes, flood insurance requires additional coverage – typically through the National Flood Insurance Program but private policies may also exist. Your rate can be affected by many factors, including its location, flood risk and […]

How To Determine Replacement Cost Value For Flood Insurance

Flood damage is one of the most devastating natural disasters, so having enough coverage is absolutely crucial in protecting both your home and belongings from being lost in such an event. Assuring your home with replacement cost coverage can provide adequate protection from flooding. But how can you calculate this value? Utilizing an online home […]