Category Archives: Finance Guide

Many southern states can be affected by tornado activity during winter and spring storms. In a recent interview, an insurance adjuster admitted that insurance losses from tornadoes can often be overlooked and not properly addressed. It is important for policyholders to be educated about the different damages they should look out for and how to spot subtle […]

Filing home insurance claims can only mean one thing: you have suffered some kind of loss. The hard work begins. With the assistance of an insurance broker or agent, it is simple to obtain home insurance. It is easy to get a quote and activate your policy. But things don’t always go as smoothly when you file a claim […]

Beginning an independent insurance agency can be an extremely rewarding venture for those with experience in the insurance sector. This guide will discuss various elements necessary to launch and operate a profitable insurance agency. This includes providing information such as company description, legal business structure (i.e. LLC or corporation), office locations, customer demographics and any […]

Most renter insurance policies cover personal property, liability and additional living expenses coverage – however it’s important to keep in mind that your landlord’s property may not be included under your policy. Home and condo insurance usually offers coverage against sudden, accidental damage to floors and carpets in case they are affected by perils covered […]

Mobile home insurance provides protection from damage or loss to manufactured homes. Typical coverages include protection for the structure, personal possessions and liability expenses. Certain insurers provide additional endorsements that allow you to personalize your policy. For instance, you could choose replacement cost coverage instead of actual cash value coverage. It offers a variety of […]

When purchasing or enrolling in a health insurance plan, you may need to provide documentation of coverage as part of the enrollment process or when filing taxes. You might even require proof of coverage when filing taxes! Keep the necessary documents handy, as they can help expedite issues more easily. Learn what constitutes proof of […]

Perhaps you sneaked into the neighbor’s pool as a child. Maybe you used their junk pile as a fort or jumped on their trampoline. These youthful indiscretions may seem harmless to a child. These acts of rebellion can be a problem for homeowners. Each of these “attractive nuisances” are features on your property that encourage children to […]

American families can find car insurance to be quite expensive. Rates can vary depending on your vehicle’s make and model. According to Bankrate’s 2021 study on annual premiums, the average cost of car insurance is $1674 for full coverage. This is based upon the cost of insuring a 2019 Toyota Camry. A Toyota Tacoma is $1,539 annually […]

Gilbert, Arizona is home to 237,484 residents. The average household has two cars. Allstate says it is one of America’s safest cities. For minimum coverage, the average cost of car insurance is $651 and for full coverage it’s $1,622. Gilbert car insurance rates aren’t the most expensive in the country, despite the fact that Gilbert drivers are safe. […]

For most small businesses, Development Wrap Insurance is an essential part of their operations. It provides financial protection for unforeseen events that could cause a project to be delayed or even completely stopped. This type of insurance covers a wide range of risks such as damage to property, equipment failure, and liability claims. But how […]