Category Archives: Finance Guide

Texas Windstorm Insurance

Texas is subject to hurricanes and windstorms every year. In 2020, Hurricane Hanna struck Padre Island. It brought severe hurricane conditions to South Texas. The storm ended with rainfall of 12 inches in certain areas. This caused insured losses of $350 million to $400 millions in Texas. Wind damage is typically covered by standard homeowners insurance policies. Your home insurance […]

Chiropractic Fraud – Perception Vs Reality

Are claims filed by chiropractors more likely to be a result of health care fraud than those made by other healthcare professionals? According to various news sources, the majority of reported health care fraud convictions or charges against chiropractors have not been found. Fraud and abuse are common in all health care professions, including Chiropractic, Medicine, […]

Minnesota car insurance laws

In 2019, there were 80.636 car accidents in Minnesota. This resulted in 27,260 deaths and 364 injuries. Despite a decrease in fatalities, drunk driving, distracted driving, and speed-related accidents still pose a problem on Minnesota’s roads. Minnesota drivers are required to have car insurance. This protects them financially and legally from common liabilities. Minnesota’s car insurance laws should […]

Are Your Electronics and Computers Covered by Your Insurance?

Today, there is a lot of misinformation about consumer electronics and the way it is handled by insurance companies. Many people believe that their consumer electronics are covered by homeowners and renters insurance. They often discover that their assumptions don’t hold true… when they make claims. Yes, some property is covered. There are many limitations and exclusions […]

Best cheap car insurance in Queens

New York ranks third in terms of car insurance costs. The average cost for car insurance in Queens starts at $2,403 and ends at $4,631 for full coverage. Queen’s high rates are surprising to many car owners, considering that New York City has some of the lowest vehicle ownership rates. This borough is different from other areas that have a 62% vehicle […]

Average cost of car insurance in New Hampshire

New Hampshire is the only state that doesn’t require car insurance. However, it is worth purchasing coverage anyway. According to Bankrate’s 2021 study on annual premiums, New Hampshire car insurance costs an average $1,275 annually for a full coverage policy, and $389 for a minimal coverage policy. What is the cost of New Hampshire car insurance? […]