Category Archives: Finance Guide

Renters insurance should be an essential consideration for every apartment dweller. Not only can it protect your possessions against theft or damage, but it may also cover liability issues if someone gets hurt in your residence. Some insurers allow roommates to be named insureds on a policy; however, this can create difficulty when it comes […]

Insurance companies frequently auction totaled cars through auto auctions due to repair costs exceeding certain percentages of its actual cash value – rendering the car “totaled.” These cars may have been retitled with a salvage title and can be difficult to insure or finance, while they must pass an inspection before being considered roadworthy. Find […]

Bon Secours Health System’s Medicare Advantage contract with Anthem (Elevance Health) in Virginia is due for renewal, yet neither company can reach an agreement regarding reimbursement rates – meaning thousands of Hampton Roads patients with Anthem Medicare Advantage will drop out of network this fall. Get more insight into what this means for you. Medicare […]

Recent bank failures by Silicon Valley Bank and Signature Bank have raised concerns among some consumers regarding their retirement funds. However, safeguards exist which can help prevent losing your hard-earned savings. The Federal Deposit Insurance Corporation provides coverage for bank deposits like savings accounts and certificates of deposit; it does not cover investments such as […]

Tax season can be daunting, so when filing your return it is essential to claim all eligible deductions and credits – such as deductions from insurance premiums. Rules regarding health insurance vary depending on how it was acquired, whether or not you itemize deductions and how you obtained coverage. Here are some of the main […]

Leaks in AC units can cause significant water damage and cost homeowners significant sums of money – but is this damage covered by insurance policies? Homeowner’s insurance does not usually provide protection for equipment failure due to wear-and-tear or neglect, however an endorsement or standalone policy might. AC Units An AC unit is an essential […]

Since summer is in full swing, you may find yourself spending more time outdoors. Therefore, it’s essential that you take precautions such as regularly inspecting your skin and seeking screenings as necessary. However, many patients may be asking whether their health insurance will cover these services – and the answer is “yes”. Does Your Insurance […]

Many Americans struggle to afford health insurance. Unexpected medical bills that don’t fall within their policy often crop up unexpectedly and leave them paying unexpected medical expenses out of pocket. Failing to pay your premiums could result in your coverage being cancelled and open enrollment being the only time you can select a plan again. […]

Florida Governor Rick Scott signed legislation on May 4, 2012 that was intended to reduce fraud in auto accidents, lower auto insurance premiums and lower litigation costs related to the Personal Injury Protection (“PIP”) insurance law. This article will help Florida motorists to understand the new statute. It will also discuss how these changes will affect […]

North Dakota car insurance is required by law. However, it is strongly recommended for financial protection. There were 14,521 accidents and 100 deaths in North Dakota in 2019.According to the North Dakota Department of Transportation, it is approximately $. An additional estimate of the cost isUninsured drivers account for 13% of state driversUninsured drivers can pose a […]