Category Archives: Finance Guide

Many southern states can be affected by tornado activity during winter and spring storms. In a recent interview, an insurance adjuster admitted that insurance losses from tornadoes can often be overlooked and not properly addressed. It is important for policyholders to be educated about the different damages they should look out for and how to spot subtle […]

Filing home insurance claims can only mean one thing: you have suffered some kind of loss. The hard work begins. With the assistance of an insurance broker or agent, it is simple to obtain home insurance. It is easy to get a quote and activate your policy. But things don’t always go as smoothly when you file a claim […]

Beginning an independent insurance agency can be an extremely rewarding venture for those with experience in the insurance sector. This guide will discuss various elements necessary to launch and operate a profitable insurance agency. This includes providing information such as company description, legal business structure (i.e. LLC or corporation), office locations, customer demographics and any […]

Most renter insurance policies cover personal property, liability and additional living expenses coverage – however it’s important to keep in mind that your landlord’s property may not be included under your policy. Home and condo insurance usually offers coverage against sudden, accidental damage to floors and carpets in case they are affected by perils covered […]

Mobile home insurance provides protection from damage or loss to manufactured homes. Typical coverages include protection for the structure, personal possessions and liability expenses. Certain insurers provide additional endorsements that allow you to personalize your policy. For instance, you could choose replacement cost coverage instead of actual cash value coverage. It offers a variety of […]

When purchasing or enrolling in a health insurance plan, you may need to provide documentation of coverage as part of the enrollment process or when filing taxes. You might even require proof of coverage when filing taxes! Keep the necessary documents handy, as they can help expedite issues more easily. Learn what constitutes proof of […]

The average annual cost of car insurance in New Hampshire is lower than the national average of $565 per year for basic insurance and $1,674 for full coverage. While auto insurance rates in New Hampshire are less than the national average, it’s worth looking for the cheapest car insurance. Cost of coverage will depend on several factors. For your convenience, […]

In 2019, 1,630 fatalities were reported from Darlington County. Most collisions took place on South Carolina’s secondary roads and local roads, and not on major highways. This could explain the higher than average Darlington auto insurance rates. The minimum coverage is $592, and full coverage is $1,614 on average. Although Darlington is a small community of just […]

Buying health insurance can be a daunting task. With all the different plans, premiums, and coverage options available, it’s no wonder why people feel overwhelmed when shopping for health insurance. And while most of us understand that our age, gender, and location play a role in determining our rates, there are other factors at work […]

It’s important to be familiar with the terminology in order to navigate the maze of options for insurance. Annuity- An insurance product that provides lifelong benefits. Appraisal- To determine the value of a property (in order to insure for loss).Claim- Documented demand for benefits as set forth in the insurance policyCo-pay – A fee that […]