Allstate’s annual report of the 200 cities with the safest drivers in the country included Glendale — but for the wrong reasons. The California city is at the bottom of the list at #196. Los Angeles is located adjacent to the city, and its main highway (the 134) is frequently congested. These are just some of the factors that contribute to Glendale’s average annual car insurance cost of $1,193 for minimal coverage and $3,190 if you want full coverage.
On average, Glendale drivers pay nearly three times as much for car insurance in Glendale as they do in the United States. Leasing or financing a vehicle may mean that drivers are forced to buy comprehensive, collision, and liability insurance. You can still find cheaper rates if you know where and how to look for the best Glendale car insurance.
The best car insurance companies Glendale
To find the carriers providing the best and cheapest car insurance in Glendale, we analyzed premiums collected from Quadrant Information Services. We also compared J.D. customer satisfaction scores. We compared policy options and power from dozens insurance companies in Southern California to find the best five car insurance companies in Glendale.
AAA
AAA members who sign up for roadside assistance quality can also benefit from the club’s vehicle coverage. This is the second-cheapest type of car insurance we offer, with a minimum coverage cost of $810 and a full coverage costing $2,568. Although insurance rates are affordable, the membership fee can limit your ability to save significant amounts of money depending on your budget. AAA’s annual membership fee for Glendale residents is between $56 and $119 per year.
Geico
Geico is the largest car insurance company in the country. Geico is able to balance cheap car insurance in Glendale with excellent customer service. This carrier has high ratings and loyal clients. Geico’s affiliation discounts for professionals and large employers sets the carrier apart. If you work for one of the top employers in Glendale such as ACCO, Dreamworks or Avery Dennison, check with your HR department to see if they have partnered with Geico.
Mercury
Mercury, a traditional car insurance company that specializes in affordable coverage for owners of hard-to-insure vehicles, is well-known. Standard vehicle insurance options are available for full and minimum coverage. You can also get rideshare insurance if your side hustle involves driving for Uber, Postmates, Lyft, or delivering. Mercury’s average rates for minimum coverage at $1,017 and full coverage at $2,521 per annum are higher than other carriers. However, rates are quite affordable when you consider that Mercury typically insures young adults or first-time car owners, as well as those who need an SR-22.
State Farm
State Farm, the largest auto insurance company in the country is financially sound and consistently receives good marks from J.D. for customer satisfaction. Power. If you prefer to do business with local agents, the company offers significant policy discounts that could help you reduce your premium. Its rate increases for drivers who have had an accident are also lower than many other auto insurance companies, on average.
Cheapest car insurance Glendale
Glendale’s annual premium for full-car insurance is $3,190. This is significantly more than the $2,065 average cost in California, and $1,674 for the U.S. It is important to choose the right carrier in order to lower your rates. Compare the premiums of the top Glendale insurance companies.
If you have AAA membership and use the club’s roadside assistance and travel services regularly, choosing AAA is a cost-effective choice. If you don’t, the annual fee for AAA membership could push you over Geico’s minimum coverage rate of $918 per year and full coverage at $2,694 per annum.
Mercury can be a good choice if your premiums are being negatively affected by moving violations or other accidents. State Farm and Travelers offer the best vehicle coverage options. They include new car replacement, gap coverage, rideshare coverage, accident forgiveness, and rideshare coverage.
Glendale insurance requirements
Glendale drivers should follow the State of California’s requirements for liability insurance with minimums of:
- $15,000 per person in death/bodily Injury
- $30,000 per accident in death/bodily injuries
- $5,000 in property damage per accident
Car insurance companies in California must offer coverages for uninsured or underinsured motorists. However, policyholders can decline to take these coverages.
California residents may also be eligible to satisfy the minimum insurance requirements by paying a $35,000 cash deposit to the DMV, or presenting a $35,000 surety bond from a California company that is licensed to issue bonds.
The minimum coverage may not provide enough protection to cover you for all your needs. In the event of an accident that causes serious injury, $5,000 might not be sufficient to repair another vehicle. Liability insurance does not cover damages to your vehicle. Leasing companies and lenders require that drivers who finance vehicles have full coverage.
Glendale car insurance discounts
After you have found the lowest cost carrier that offers the coverage you want, you can check to see if there are any discounts. If you qualify for multiple discounts or a discount, your rates could be lower than our quoted premiums. These discounts could help you save more on your Glendale car insurer premiums.
- Course in defensive driving:You may be able to save money by improving your driving skills so you can brave the 134 highway. Online defensive driving courses can be completed in a matter of days.
- Safety:You may be eligible for a discount if you have a vehicle with the most recent safety tech, such as driver assistance systems or advanced airbags.
- Telematics:A driver tracking program is offered by some carriers that analyses your driving habits to reduce your premiums. The best savings may be for defensive and low-mileage drivers.
- Multi-car:Glendale households own a typical number of these items.At least two vehicles. You may be able to save money by having one policy for all your vehicles.
Questions frequently asked
Which is the best auto insurance company?
The best car insurance company varies based on the driver. According to Quadrant Information Services, Geico and Bankrate, AAA and Geico offer the best car insurance rates in Glendale. If you are eligible for USAA membership, USAA is a top-rated carrier. If you’re looking for vehicle coverage, State Farm offers a variety of options.
What is the cost of car insurance in Glendale?
When it comes to coverage, car insurance in Glendale costs more than the average state. Glendale’s average car insurance cost is $1,193 per annum for minimum coverage, and $3,190 for full coverage. Bankrate discovered that California’s average car insurance rate is $2,065 per year.
