Category Archives: Finance Guide

In response to rising costs of health care, premiums for health insurance have increased dramatically in the last decade. Obamacare, also known as the ACA, has made health insurance more accessible for Americans. It created “exchanges” or health insurance marketplaces and provided subsidies to those with lower incomes. However, most middle-class Americans don’t qualify for subsidies. It […]

Flood insurance can be purchased separately from homeowners insurance. It is usually purchased through the Federal Flood Insurance Program (NFIP ), but more private options are available. Flood insurance is just part of Massachusetts life. Massachusetts is constantly flooded by floodwaters. It’s important to learn how flood insurance works, what it costs, and how to file a claim in […]

A new car purchase can be one of life’s most exciting experiences. This is a decision that will stay with you for the rest of your life. The days of purchasing a new car every other year are gone. The economy is so poor these days that many people have to keep the same car for years. […]

There are many details and information in the small print that can vary between insurers. I’ll try to generalize this as most companies have similar policies. Car insurance, also known as auto insurance, is compulsory in most countries. You must be covered if you own a vehicle or if you park your car on a public […]

You can get cheap Georgia car insurance for teenagers, whether you’re the dad or mom of a teenage driver who is eager to get their car on its way. First, a brief story… Bobby used to come home every day after school and wash his car in our driveway. Bobby treated his little red Corvette like he […]

The National Highway Traffic Safety Administration (NHTSA) reports that there were 9,378 automobile fatalities in 2018 in which at least one of the drivers was speeding. Though speeding is usually treated as a misdemeanor in Georgia, speeding is taken seriously and fines increase as the severity of the speeding increases. The premiums you pay to insure your car can […]

These days, the best ways to save money are quite simple. You can save money by using coupons to go grocery shopping or renting movies to watch at home. There are many things that we can do to save money. It is possible to reduce the cost of things we already pay each year. This is one way […]

Personal injury protection (PIP), insurance for no-fault states, may be something you have heard about from an insurance agent. Kansas law requires personal injury protection to be included in any type of insurance. PIP insurance in Kansas is part of all insurance policies in the state. This insurance protects you from medical expenses and more in the event of […]

They promise it on TV-car insurance coverage that is 10-20% lower than the current car insurance rates of “leading competitors”. What does that actually mean? This doesn’t necessarily mean that they are giving out low rates of insurance like candy. Smart, savvy drivers who take the time to understand their car insurance policies will be able to save […]

Although roadside assistance is usually optional, if you’ve ever been left on the sidelines of the road with no help, you might find it essential. Considering that the average cost of getting your car towed is between $75 to $125, a single tow could offset the cost of roadside assistance for a year or more. It is […]