Category Archives: Finance Guide

Life insurance is a smart way for individuals to protect their family financially. It allows them to provide a payout in the event of death or illness that can help cover funeral costs, medical bills and other expenses. But what happens when you no longer need life insurance coverage? Is there a way to get […]

You can use any permanent life insurance policy that has a cash value (e.g. whole life insurance) as an investment vehicle. It is not a good strategy for most people. Whole life insurance and other types of permanent life insurance can be used as an investment vehicle. If you want to get the best returns, brokerage accounts and […]

You will likely have many years of driving experience by the time you turn 23. This can lead to lower auto insurance rates.For full coverage, the average cost of car insurance is $2591 per annum for 23-year olds.This is a lot more than what you would expect.Average national cost of car insuranceIt costs less to […]

Disability insurance is a type of insurance that offers financial protection to individuals in the event they become disabled and unable to work. This type of coverage can provide you with the financial security you need to cover your day-to-day expenses while you are unable to work due to an injury or illness. However, when […]

You might wonder if speeding tickets can affect your insurance if you are pulled over for driving too fast. Speeding tickets can increase your car insurance premiums. Speeding tickets can be added to your driving record. Insurance companies may check your driving record and use it to determine your likelihood of an accident or make an insurance claim. Your […]

There are many options available to you when it comes to personal insurance. These include both the product choices and the companies that offer them. You may be asking yourself the following questions: What do I need? How should I order them? Your age and the purpose of the insurance will play a significant role. There are […]

There are two types of coverage for car insurance: full and minimum. The average cost of car insurance per year is $565 for minimum coverage and $1,674 to cover full coverage. Full coverage is usually more expensive than basic coverage. It adds additional coverages to the policy. Why would anyone choose full coverage over liability when the cost could […]

Insurance account managers are often the people responsible for developing relationships between insurers and their clients. As such, they are often in charge of a variety of duties that require technical knowledge, problem solving skills and excellent customer service. But are insurance account managers exempt from overtime pay? In this blog post, we will explore […]

Many homeowners make it a top priority to find the best homeowners insurance in St. Petersburg. However, finding affordable coverage can also be crucial for their financial goals.According to Bankrate’s 2021 study on annual premiums, the average cost of homeowners insurance for St. Petersburg is $1,018 annually for a $250,000 dwelling policy.This is more than […]

A strong legal advocate can make sure your small business is protected if it has been damaged by large insurance companies or other large organizations. The problem may be a refusal to pay an insurance claim. Based on a McKinsey consulting company’s concerted strategy, the insurance industry has been implementing an aggressive “three Ds” approach […]