Category Archives: Finance Guide

If you have a vehicle registered in a state, car insurance is required. You could face suspension of driving privileges or a heavy fine if you don’t have car insurance. Each driver will pay a different car-insurance rate because premiums are determined by personal factors like age, credit score, and state. These factors are not the only ones that […]

State Farm Umbrella Insurance is a great way to protect yourself and your assets in case of disasters or accidents. One common question people have is whether or not State Farm Umbrella Insurance covers rental property. The short answer is yes, State Farm Umbrella Insurance does cover rental property. However, there are a few caveats […]

If your vehicle is stolen or totaled, gap insurance may be able to help. The key takeaways When the remaining amount on your car lease or loan exceeds the vehicle’s value at the time, gap insurance will pay. Gap coverage is only worth it if you lease a car, or owe more on your loan […]

Gul life insurance is a type of insurance that was created especially for young adults. It’s designed to help you cover financial costs in case of an unexpected death, such as a car accident, job loss or health problem. Gul life insurance is different than other types of life insurance because it has no conditions […]

A hit and run is when one party in an accident leaves the scene without providing assistance or information to other parties. This can also include failure to report an accident to authorities. According to a AAA Foundation survey, a hit-and-run accident occurs in a car every 43 seconds. This is according to data from National Highway Traffic Safety […]

Have you ever wondered if you can cancel your insurance policy at any time? If so, you’re not alone. Many people don’t realize that they have the right to cancel their insurance policy at any time, provided they give proper notice. In this blog post, we will explore the ins and outs of cancelling your […]

Many households have multiple vehicles because of the presence of two or more adults, or two people who work with a teenager who is a driver. It doesn’t matter what, if you have more than one vehicle you may be eligible for a discount from your insurance company. Multi-vehicle loyalty discounts can be very beneficial for the […]

DUI offenses anywhere in the United States can make it difficult for drivers. They also face higher car insurance premiums, and more problems with policy renewals. Michigan’s DUI violations can lead to an increase in car insurance rates of up to 183 percent, which is higher than the national average of 99 percent. A DUI is a […]

There is a high chance motorists will get lower rates when they shop around for alternative quotes. Thousands of people find better deals and switch every day. However, it is up to each individual to make that decision. Some people may still stay with their present carriers even if they find a cheaper premium somewhere […]

Automobiles are one of the most commonly insured products in the world. This is because there’s a lot of value associated with them—both from a sentimental standpoint and from a financial standpoint. For this reason, it’s important to be able to answer one question: are hatchbacks cheaper to insure? The short answer is yes, but […]