Category Archives: Life Insurance

Is Ny Life Insurance Negligence Case Law? Life insurance is an important part of any family’s financial stability. When something happens to a family member, they can rely on life insurance to help cover some of the costs. Unfortunately, life insurance can also be a source of financial hardship if the policy isn’t properly written. […]

During a financial storm, there are four ways to tap the cash value of your life insurance to help you stay afloat. Your life insurance policy may not be on your mind when you are in dire financial straits. Although you bought the policy to provide for your loved ones after you pass away, you are […]

Life insurance can provide both short-term and long-lasting protection for your loved ones. Your specific circumstances and needs will determine the type of protection that is best for you. The Right Life Insurance Policy There is always something to discover, no matter what stage of life you are in. This is especially true if there are others […]

When you die, your life insurance policies will pay out benefits to your loved ones. But are those benefits taxable? The short answer is that most life insurance benefits are taxable, but there are some exclusions. In this blog post, we will explore those exclusions and help you decide if paying taxes on life insurance […]

Do Life Insurance Companies Check Medical Records After Death? When you die, your loved ones may need to go through your medical records to make sure you are eligible for life insurance. But what if you don’t have any medical records? What if you never even had a doctor? Do life insurance companies still check […]

Many people aren’t aware of the benefits and value life insurance can provide as part a retirement plan. Life insurance is primarily viewed as a way for a family to safeguard their income in the event that a breadwinner passes away during their working years. It’s good if that’s the main reason an individual bought a […]

What Is A 20 Year Term Life Insurance? When it comes to life insurance, most of us are familiar with the standard policies that offer a set amount of coverage for a set period of time. But what about policies that offer a longer term of coverage? What about policies that will cover you for […]

When you’re considering a life insurance policy, it’s important to understand the risks involved. One of the most important risks is Cancellation Risk. This risk refers to the potential that an insurance company might cancel your policy if you die before it pays out. If you have American Income Life Insurance, there are a few […]

When you buy a life insurance policy, you’re probably thinking about the benefits it will provide in the event of your death. But what about if you pass away while employed by your employer? Do they have to pay taxes on the policy? The answer is surprisingly complicated, and depends on a few factors. In […]