Category Archives: Life Insurance

When you die, your life insurance policies will pay out benefits to your loved ones. But are those benefits taxable? The short answer is that most life insurance benefits are taxable, but there are some exclusions. In this blog post, we will explore those exclusions and help you decide if paying taxes on life insurance […]

Do Life Insurance Companies Check Medical Records After Death? When you die, your loved ones may need to go through your medical records to make sure you are eligible for life insurance. But what if you don’t have any medical records? What if you never even had a doctor? Do life insurance companies still check […]

Many people aren’t aware of the benefits and value life insurance can provide as part a retirement plan. Life insurance is primarily viewed as a way for a family to safeguard their income in the event that a breadwinner passes away during their working years. It’s good if that’s the main reason an individual bought a […]

What Is A 20 Year Term Life Insurance? When it comes to life insurance, most of us are familiar with the standard policies that offer a set amount of coverage for a set period of time. But what about policies that offer a longer term of coverage? What about policies that will cover you for […]

When you’re considering a life insurance policy, it’s important to understand the risks involved. One of the most important risks is Cancellation Risk. This risk refers to the potential that an insurance company might cancel your policy if you die before it pays out. If you have American Income Life Insurance, there are a few […]

When you buy a life insurance policy, you’re probably thinking about the benefits it will provide in the event of your death. But what about if you pass away while employed by your employer? Do they have to pay taxes on the policy? The answer is surprisingly complicated, and depends on a few factors. In […]

Cash surrender value of term life insurance is the amount that the policyholder can receive by surrendering the policy. This value will be based on the age of the policyholder, the term of the policy, and whether or not the policy is fully insured. What is Cash Surrender Value (CSV) of Term Life Insurance? Cash […]

When you’re thinking about whether or not to buy life insurance, it can be a daunting task. There are so many different types and values of policies, and it’s hard to decide which one is right for you. In this blog post, we will help you make the decision process a bit easier by exploring […]

Introduction You’ve decided you want to get your health and life insurance license. You know it will open up a world of new opportunities for you. But first, you have to pass the exam. The health and life insurance exam is not easy. In fact, it’s one of the most difficult professional exams out there. […]