Category Archives: Life Insurance

How Is An Employer Taxed On Split Dollar Life Insurance?

When you buy a life insurance policy, you’re probably thinking about the benefits it will provide in the event of your death. But what about if you pass away while employed by your employer? Do they have to pay taxes on the policy? The answer is surprisingly complicated, and depends on a few factors. In […]

How Hard Is The Health And Life Insurance Exam Forum?

Introduction You’ve decided you want to get your health and life insurance license. You know it will open up a world of new opportunities for you. But first, you have to pass the exam. The health and life insurance exam is not easy. In fact, it’s one of the most difficult professional exams out there. […]

What Is Supplemental Life Insurance?

You can buy supplemental life insurance through work or a private insurer to expand coverage on an existing policy. Supplemental life insurance is an additional layer of protection to an existing policy. Supplemental insurance may include: Additional coverage you can purchase to complement your basic policy. Life insurance for your spouse and children You will be […]

How Does Age Affect Life Insurance?

If you’re shopping for life insurance, you may be wondering how your age affects your coverage. After all, life insurance companies are in the business of assessing risk. So it only makes sense that they would consider age when determining rates and coverage. In this blog post, we will explore how age affects life insurance. […]