Speeding tickets are one of the most common traffic violations. Many people believe that the consequences of a speeding ticket end with the fine that is paid to the court. However, this is not always the case. In some instances, a speeding ticket can affect your insurance rates for years to come. If you have recently been cited for speeding, you may be wondering how long the effects will last. In this blog post, we will explore how long a speeding ticket affects insurance rates with Progressive. We will also provide some tips on how you can keep your rates low after receiving a citation.
How Long Does A Speeding Ticket Affect Insurance Progressive?
A speeding ticket will affect your insurance rates with Progressive for three years. After that, the ticket will fall off your record and your rates should decrease.
How much will my rates go up?
If you’ve been caught speeding, your rates could go up significantly. The amount that they increase will depend on a few factors, including your insurance company, the state you live in, and your driving record. In some cases, your rates could almost double.
Should I shop around for a new policy?
When you get a speeding ticket, your insurance rates will go up. But how long that increase lasts depends on the company. Some companies may only raise rates for three years, while others may do it for five years or more.
That’s why it’s important to shop around for a new policy after you get a ticket. You could find a company that won’t raise your rates as much, or one that offers discounts for good drivers.
So, should you shop around for a new policy after getting a speeding ticket? Yes, definitely! It’s the best way to make sure you’re still getting the best deal on your car insurance.
How can I avoid getting speeding tickets in the future?
There are a few things you can do to avoid getting speeding tickets in the future. First, be aware of the speed limit and stick to it. Second, always use your turn signals when changing lanes or turning. Third, keep your car in good working order and make sure your brakes are in good condition. Finally, don’t tailgate or weave in and out of traffic. If you follow these tips, you should be able to avoid getting speeding tickets in the future.
Conclusion
If you’ve been hit with a speeding ticket, your first worry is probably how it will affect your insurance rates. Unfortunately, the answer is that it depends on your insurer. Progressive says that a single speeding ticket won’t necessarily result in a surcharge, but multiple violations or an accident could cause your rates to go up. So if you’re worried about how a speeding ticket will affect your insurance rates, the best thing to do is check with your insurer to see what their policy is.
