Although its rewards values are lower than those on the Blue Cash Preferred card, this card still provides solid earning rates across multiple categories and an attractive welcome bonus for new accounts targeted specifically.
Credit card users with smart accounts often select cards with generous signup bonuses – this one could offer up to $200 as statement credit!
Spending Requirement
American Express’ Blue Cash Everyday card offers an attractive no annual fee credit card option with solid cash back potential, offering up to 3% earnings rate across six spending categories and Amex Offers.
To unlock a card’s welcome bonus, you need to spend $2,000 within six months of opening it – this will result in a $200 statement credit typically appearing eight-12 weeks post-spending threshold.
Blue Cash Everyday cards are generally easy to use; finding and taking advantage of offers is straightforward, helping you save on everyday spending and gain access to referral bonuses from family and friends with cards themselves.
If you’re searching for a new credit card, take note that Blue Cash Everyday offers one of the highest welcome bonuses among cash-back cards.
Make the most of your card by planning purchases that qualify for the 3% cash-back earning rate, such as home improvement projects, vacations or gifts – taking advantage of its potential earnings can get you closer to qualifying for your welcome bonus with Blue Cash Everyday card!
The Blue Cash Everyday card from American Express also provides other benefits that make it a good choice for everyday spending, such as secondary car rental insurance and access to their Global Assist hotline. If you prefer cards with higher earning rates on grocery and gas purchases, American Express’ Blue Cash Preferred may be better suited.
American Express only permits you to earn the welcome bonus on one card at a time; once you’ve been granted one such as Blue Cash card, the same offer won’t apply again. Therefore, it may be wiser to apply as soon as they become available in order to take advantage of any higher welcome bonus offers.
Targeted Offers
Those with strong credit and who have never applied for an Amex Blue Cash Everyday card may qualify to receive a welcome offer of $200 in statement credits when meeting spending requirements. Visit Amex’s Blue Cash Everyday website to see if a targeted offer exists and find out more about this card; or use CardMatch’s compatibility tool to see if any higher welcome offer might apply to one or more cards offered by Amex.
Within six months, you must spend at least $2,000 with your new Amex Blue Cash Everyday card in purchases to qualify for its welcome bonus. Exceeding that spending threshold may make you eligible for higher rewards; however, be mindful not to exceed your budget and incur debt beyond what can be comfortably managed. Generally, spending beyond what is necessary but still within reach can increase rewards significantly.
Targeted offers on this card include up to 3% cash back at U.S. supermarkets, gas stations and online retail purchases (up to $6,000 in each category per year, then 1%). It can be an excellent card to use for everyday expenses like groceries and gas; or make large ticket purchases like furniture or wedding gifts faster by earning cash back – and meet minimum spending requirements faster too!
American Express allows its cardholders to possess no more than five or six credit cards (including charge cards). When applying for another Amex credit card, ensure one of your existing Amex cards has been closed first in order to prevent your overall utilization from increasing and jeopardize your chances of receiving a welcome bonus; remember, each individual card only allows for one welcome bonus per Amex account!
Planned Big Purchases
Beside making smaller purchases with your new Blue Cash Everyday card, try to include at least some larger ones too – home improvement projects, car repairs or any major expenses like tuition payments using it will earn rewards while helping you meet the spending threshold required to receive that welcome bonus!
Whenever a big purchase is forthcoming, try to put it on your card immediately. For instance, if you know you will buy a lawnmower at the hardware store soon after using your card to earn 3x Rewards Dollars in each category (up to $6,000 spend each year; then 1x). Doing this not only ensures you take full advantage of this excellent credit card but will help maximize its benefits as well.
Blue Cash Everyday is one of the premier no annual fee cards for those seeking a straightforward cash back structure and card benefits like secondary car rental insurance and Global Assist Hotline access without paying annual fees. Although its minimum spending requirement may be steep, there are strategies you can employ to meet it quickly and take full advantage of this valuable card.
If the Blue Cash Everyday isn’t already on your wallet, consider adding it as soon as possible. It offers solid competition to many popular credit cards – like American Express’ Blue Cash Preferred which features higher 3% cash back bonus categories (up to $6,000 spent annually), then 1x. Both cards offer no annual fee rewards – simply compare their features before choosing which card best meets your needs.
Debit Card Use
To take advantage of the Blue Cash Everyday welcome bonus, you need to spend $2,000 within six months and receive a $200 statement credit as your reward.
Make a point to charge as many expenses to your new card as possible and speed up reaching your minimum spending threshold by earning rewards more quickly. This strategy can help maximize value of rewards earned with each purchase made on it!
Make the most of the card’s 3% cash back categories to maximize rewards; just remember they only apply to purchases worth at least $6,000 in each category each calendar year before earnings will drop to 1%. Furthermore, these rewards will only apply within the United States.
If you’re in search of an everyday cashback card, the Blue Cash Everyday may be your ideal solution. Offering solid returns on essential purchases and many useful perks – the only potential drawback would be its foreign transaction fee; most people should find this to be reasonable enough to warrant getting one.
American Express does not specify a minimum credit score requirement, but generally speaking it should range between 670 to 850 on the FICO scale. You also must be either a citizen of or permanent resident in the U.S. as well as have access to steady source of income in order to apply.
Apply for the Blue Cash Everyday Card online via Amex’s soft pull of your credit, which will then determine if you qualify for its welcome offer; any time Amex conducts this soft pull, you will be warned if they determine you don’t. Note that only once in your lifetime can you take advantage of its welcome offer so applying when its highest welcome offer becomes available is paramount for successful application.