If you plan to drive on Mississippi’s public roads, you will need to purchase automobile insurance. You will end up in too many trouble and spend too much money if you don’t have insurance.
Instead, place your bets on something certain and learn the tricks and tips that insiders use in order to lower the cost of auto insurance.
You can start by automatically paying your premium each month through your bank account. Your insurance company saves money by having automatic payments and then they pass the savings to you.
Avoid parking your car on the street after dark. Locate a garage. You can save money on your auto insurance by parking your car in a garage at night.
Ask your agent about the savings that you could make by purchasing and using a simple steering-wheel locking device. Ask your agent for information about other simple, low-cost anti-theft devices that will help you reduce your monthly insurance premiums.
Join a carpool or start one at work. Carpooling will save you money on gas, wear and tear on your vehicle and can even help you save a bit on your monthly car insurance. You can cut down on your mileage to work by half, which will help you save money.
Your monthly premium will be reduced if you are retired from work and no longer commute in rush hour traffic.
Low cost group auto insurance is a good option. Your workplace may offer low-cost group auto insurance. If not, don’t despair. You should check with your clubs, associations, and groups. Surprisingly, many organizations have no involvement whatsoever in cars and offer low-cost group auto insurance to their members.
Your vehicle’s value decreases every year. Make sure you don’t pay for more comprehensive or collision coverage. Your coverage should be in line with your vehicle’s ever-eroding Kelly Blue Book value.
If you are considering a new vehicle get a list of the lest-expensive-to-insure vehicles from your agent before you set your heart on a make and model that you cannot afford to insure.
You should not leave school if you are under 25. Keep going to school and working hard to earn good grades. A Good Student Discount is available to students who maintain a minimum 3.0 GPA.
The deductible you pay should be the highest that you are able to afford. Your monthly automobile insurance premiums will be lower if you have a higher deductible. It is important to find the right balance between your deductible and what you can afford to pay in case you need it.
The internet is a great place to start looking. If you use the internet properly to compare car insurance costs from different companies, you can almost always save money.
Two tricks are key to finding the best online rates for automobile insurance. Don’t just rely on one price comparison website. Fill out the forms on three different websites. The second is to use the same answers on all three sites. This is the only way to compare prices on auto policies across all three sites.
Once you have done that, your job is complete. Now you can choose the best price from all 3 sites, and then lock in your price. This will ensure that you get the best auto insurance rates in Mississippi.