If you’ve ever rented a car, you know that it can be expensive. Not only are the rates high, but you also have to worry about things like insurance. Unfortunately, not all rental cars are covered by your standard car insurance policy. To make sure your car is covered while you’re driving it, read our blog post on the subject. We’ll tell you everything you need to know about car insurance cover rental cars and what to do if something goes wrong.
What is a car rental cover?
When you rent a car, the rental company is likely to assume liability for any damages that occur while your car is in their possession. This includes accidents with other drivers and damage to the car itself. In order to ensure that your insurance covers rental cars, be sure to inquire about coverage when making your reservation.
How does a car rental cover work?
When you rent a car, the rental company assumes responsibility for your car’s insurance. This means that if you are in an accident, the rental company is responsible for paying your damages, rather than your own insurance company.
This coverage is usually standard on all types of rentals, but there may be certain restrictions based on the type of car you are renting. For example, some companies do not cover damage to glass or other fragile items. In addition, some companies have additional limits on how much liability they will cover (usually up to $50,000).
If you have any questions about your car rental’s insurance coverage, please contact the rental company directly.
What are the benefits of using a car rental cover?
Car rental covers can provide supplementary insurance for your vehicle in the event of theft or damage. If you have comprehensive or collision cover with your regular car insurance policy, you may be able to take advantage of this coverage when renting a car. In some cases, the rental company will be responsible if there is a claim made on your car while it is in their possession – so it’s important to check with them before making the booking.
How do I get a car rental cover?
If you are planning on renting a car while on your travels, it is important to understand the ins and outs of your car rental insurance. Many policies do not cover rental cars, so be sure to ask your agent what coverage is included in your policy. In most cases, standard liability insurance will provide some protection if something goes wrong while you are driving the rental car. If you are leasing the car, make sure that the rental company has comprehensive insurance coverage as well.
Where can I find car rental cover providers?
If you’re considering renting a car to get around while on vacation, be sure to check your policy’s coverage. Many umbrella policies offer rental car coverage, but make sure to ask about the extent of the coverage. Some providers only cover losses due to accidents while driving the vehicle, while others include accidental damage and loss of use.
Many credit unions also offer rental car insurance cover as a perk for their members. To find out if yours does, call and ask about specific features and benefits offered.
Conclusion
According to the Allstate website, “most car insurance policies include coverage for rentals of up to a certain period of time.” If you are renting your car through an authorized third party such as RentACar or Zipcar, the policy should already have this coverage. You may need to check with your individual insurance provider to be sure that they cover rental cars.
