Banks typically require Private Mortgage Insurance (PMI) on home loans with down payments less than 20%, to protect themselves if you default on your payments and don’t keep up with payments. Make a higher down payment or improve your credit score to avoid private mortgage insurance (PMI) premiums altogether; some loans require upfront PMI payments […]

Health plans with coinsurance allow patients to divide the costs associated with medical services or treatments between themselves and the insurance provider, for instance if a procedure costs $100 but your health plan only has 20% coinsurance you will contribute $20 while they cover the remaining $80 of costs. Deductible A deductible is the annual […]

Are you experiencing a gap in coverage while waiting for traditional health insurance to kick in? eHealth offers temporary plans that may provide a temporary solution. These plans typically span from 3 months to one year in duration and are purchased through private insurance companies. As these policies do not have to adhere to ACA […]

Texas doesn’t mandate boat insurance policies for watercraft owners like it does with cars; but having one in place remains wise protection against financial loss. As any boating experience can be hazardous, accidents are bound to happen when out on Grapevine Lake or Lake Texoma. Protect yourself and your investment with this affordable coverage option. […]

Are you wondering if you can put your mom on your medical insurance? It’s a common question and one that has many benefits. Having medical insurance helps give peace of mind for both you and your loved ones. But how do you know if your mom is eligible, and how can you go about signing […]

Are you looking for ways to save money on your auto insurance rates? Have you considered using Onstar? Onstar is a system that offers various services including navigation, roadside assistance and remote vehicle control. But does it also lower your insurance premiums? In this blog post, we will explore the benefits of Onstar and whether […]

If you’re a homeowner, you know how important it is to have insurance that covers your property in case of unexpected damage or loss. But what about those unique items that don’t quite fit the mold? Like a discdr, for example. If you own one of these rare and valuable devices, you may be wondering […]

Are you due for your Tdap vaccine but don’t have insurance? Don’t worry, you’re not alone. Many people find themselves in this situation and can feel overwhelmed by the cost of vaccines. However, getting vaccinated is crucial to protect ourselves and our loved ones from serious illnesses such as tetanus, diphtheria, and pertussis (whooping cough). […]

Traveling to new and exciting destinations is always an exhilarating experience. However, it’s important to be prepared for any unexpected situations that may arise during your travels. This is where travel medical insurance comes in handy! Whether you’re traveling domestically or internationally, having travel medical insurance can provide you with the peace of mind knowing […]

Healthcare insurance is a crucial aspect of modern life, providing individuals and families with access to essential medical care in the event of illness or injury. While many people rely on healthcare insurance to cover their medical costs, few understand how it’s financed. In this blog post, we’ll explore the different types of healthcare insurance […]