Do You Know What Full Coverage Car Insurance is?

Full coverage car insurance refers to having all the major components of car insurance, including Bodily Injury and Property Damage, Uninsured Driver, PIP, Collision, Comprehensive, and Bodily Injury. Typically, you are required to have at least half of these coverages. The whole package is known as “Full coverage”, and some people choose it for greater financial protection. We […]

Settlement of Insurance Claims for Home Damage

Perhaps it’s a loud bang overhead. It could be shattering glass. Perhaps it’s water dripping from the ceiling of your kitchen. For a homeowner, any of these sounds might mean that you’re about to get acquainted with the home insurance claims process. You can’t wait for your insurance company pay you. To ensure that your claim is resolved, you will need […]

Do Medicare Benefits Include Hospice Care?

Hospice is designed to comfort and preserve the quality of life of people who are terminally ill. Hospice care providers are trained to address the spiritual, physical, and emotional needs of terminally ill patients in place of curative treatments. End-of-life care may be covered if a senior with a chronic illness is eligible for Medicare. Medicare requirements […]

What Is The Cheapest Renters Insurance In Texas?

Renters insurance can often go unappreciated. Many assume that landlords already cover it, when in reality most policies only protect physical dwellings – not any personal possessions within. MoneyGeek advises purchasing an insurance policy as it can save a great deal of trouble in case of fire or burglary – plus, it’s quite affordable! Coverage […]

Do You Have to Pay Back Insurance Tax Credit When You File Your Taxes?

Millions of people receive advance premium tax credits (APTC) to help lower their marketplace insurance costs. When they enroll in marketplace coverage, they provide an estimate of their income; if this differs significantly from reality, some or all of their APTC may need to be returned when filing taxes. 1. Excess Subsidies Most marketplace enrollees […]

How Do I Know If I Have Gap Insurance on My Lease?

If you purchase or lease a new vehicle from your lender, they may provide gap coverage. Be sure to review all documentation to determine whether this coverage exists for your vehicle. Gap insurance (commonly referred to as loan/lease payoff coverage) protects you against depreciation on vehicles over time. With proper gap insurance in place, this […]

How To I Get Health Insurance?

No one anticipates becoming sick or injured, but should it happen, health insurance can provide much-needed support. Health plans help offset medical and surgical expenses in exchange for monthly premium payments, providing peace of mind. Individuals can purchase health insurance either through the Marketplace (Obamacare) or directly from private insurers, with those earning lower incomes […]

What Is Mortgage Protection Life Insurance?

Are you considering purchasing a home or already have one? If so, it’s important to protect your investment and your loved ones from unforeseen circumstances that could impact their financial security. That’s where mortgage protection life insurance comes in. In this blog post, we’ll dive into what mortgage protection life insurance is, how it works, […]