All building contractors working in North Carolina who carry either a NC general liability insurance policy or a NC workers compensation insurance policy, or both, probably know that these insurance policies are subject to an annual audit. Few contractors realize that they have the ability to tilt the odds in their favor during an annual audit. If you’re […]

Many business owners have taken the necessary steps to insure against injury and property losses, using traditional commercial insurance coverage. They may not have considered professional negligence. Errors and Omissions (E&O) insurance, also known as Professional Liability insurance, protects organizations or individuals against claims of financial loss due to negligence in the delivery of professional […]

There are many options available to you when it comes to choosing an employee’s medical insurance plan. Namely; The Annual Premium The intermediary recommendation The benefits of the plan The insurance company We want to get there. Comprehensive Program to achieve the company’s objectives A reasonable premium Both the intermediary and the insurer should provide […]

Avoid the Insurance WhirlpoolMany multifamily businesses, which are often very flat, experience a cyclical effect. As the company grows, the management becomes busy and things begin to fall through the cracks. Multifamily insurance costs may start to climb for many reasons. These rising costs can have serious consequences. As the owner of the business, you […]

Insurance premium tax (IPT), is a risk factor that captives and their parents often overlook. The tax benefits of self-insuring through offshore companies are generally lost. This means that the success of the captive industry depends on high levels of risk transfer expertise and risk management skills. Captives who are not properly prepared or informed […]

Insurance shopping has never been easier thanks to the internet. Online insurance purchases are now possible. There are many benefits to buying insurance online. Online insurance is easy to use and saves time. Customers are not pressured to buy insurance. Third, customers can compare rates and benefits online and apply for insurance from the comfort of home. Online insurance is […]

I used to play baseball when I was a kid. I can recall one time when we had all the bases loaded and I was just about to come up to bat. It was a sunny, hot day in Houston. The pitcher was facing the sun so I was looking up to see him. My coach said something […]

Investors want to achieve financial freedom. This can only be achieved if you make your money work for yourself. While there are many options for investing that can promise financial independence, few investment options offer the flexibility and returns of mutual funds. What is mutual fund? Mutual funds are basically a trust in which investments are […]

Recognizing your friends and foes is important in every aspect of life. Bitcoin has both friends and foes. It is difficult to recognize who is a friend and who is a foe in this instance. Let’s get transparent and see what works for the cryptocurrency spearhead and what doesn’t. HODLers HODLers are people who keep their crypto investments […]

Every worker wants to be able to provide for their financial needs. These requirements can be both short-term and long-term depending on what your need is. You need to take care of certain urgent expenses, regardless of your profession or income. After a certain age you will retire and stop working. It is essential that you are knowledgeable about how […]