To become an insurance agent, first complete pre-licensing coursework. Next, take the relevant state exam – most state exams are multiple-choice and proctored. Each state imposes different licensing and fee requirements and fees, but the basic process remains similar. Here are the steps involved. Obtaining a Pre-License Are You Thinking About Becoming an Insurance Agent? […]

Tax time is approaching, and you may be wondering whether your auto insurance premium and deductible are tax deductible. They could be, provided certain criteria are met – for instance if you use your vehicle for business-related driving purposes or qualify as self-employed. Only those using their car solely for business-related uses qualify for this […]

Jenny Shepard knew when someone at Decker’s funeral mentioned “Oshimaida,” she had lost her cover from an undercover operation she, Decker and Gibbs had participated in many years prior. She hired Mike Franks to assist in investigating, leading them to discover something which led them to shootout at Decker’s diner and create many questions and […]

Have You Completed an Employee Exit Interview and Disposed of Health Benefits Plans at Work? Assuming You have handed in your resignation letter and attended an exit interview with human resources before bidding farewell at a going-away party – but now what? Your employer-provided health coverage must cease when the time for change arrives! Job-based […]

When medical claims are submitted to an insurance company, they must first go through a clearinghouse. This helps standardize and screen claims before submission in order to reduce errors and rejections. Insurance companies use adjudication to assess medical claims, which is when they determine if and how much compensation should be granted back. Internal Appeal […]

Umbrella insurance can protect your assets from financial ruin by covering costs that exceed the limits on other policies, as well as incidents not covered by standard homeowners and auto policies such as slander or libel suits. Think of umbrella liability coverage as extra liability protection that extends beyond auto, home and boat policies. It’s […]

Outside the Marketplace, purchasing health insurance year-round may save money through premium tax credits or other savings measures tied to income. New York Medicaid or Children’s Health Insurance Program can also be enrolled in at any time if eligible for a Special Enrollment Period. What is the Marketplace? The Health Insurance Marketplace is an essential […]

Long-term care insurance provides peace of mind against costly long-term care bills; however, many insurers will deny claims due to ineligible criteria or poor plans of care drafted. Ensuring the claim filing process runs smoothly takes skill and precision; an attorney or claim filing service that specializes in this policy area may be invaluable assistance. […]

Walmart’s controversial practice of taking out life insurance policies on rank-and-file employees and making themselves the beneficiaries has received an unexpected setback from a federal appeals court. They reinstated an estate of a deceased greeter’s claim against the company that it unlawfully stole her rightful share. What are the Benefits? Walmart employees can take advantage […]

Retention has several meanings within an organization’s context. It could refer to their ability to retain customers or employees; alternatively it can mean the rate at which claims are settled by them. Retention insurance allows businesses to manage their insurance costs more easily by shouldering some of the risk themselves, though careful consideration must be […]