Income protection insurance replaces your monthly income in the event you become incapacitated due to illness or an accident. This type of insurance can be a great investment for employees. However, many people feel intimidated by the industry jargon as well as the large selection on the market. We have listed 5 steps that will help you […]

An insurance policy won’t provide immediate satisfaction like buying a TV, washing machine, or other items you use every day. In fact, we often hear clients say: “I have never been in an accident with a vehicle.” Or “I never get sick.” Or, “My employees have never been injured on the job… What am I getting for my premium? […]

According to the Centers for Disease Control, accidents (including car accidents) are the fourth leading cause of death in Kentucky. Kentucky is actually third in the United States as one of the most accident-prone countries. Due to the high number of accidents in Kentucky, it is possible for many Kentucky residents to be placed on high-risk driver lists […]

Liberty Mutual was established in 1912, and is today the fifth largest property and casualty insurer in the U.S. Based on 2020 direct premiums of $36.2 billion, the Insurance Information Institute says that Liberty Mutual ranks #5 in the U.S. Liberty Mutual, based in Boston, offers a range of insurance products to customers across all 50 states […]

You might think that you will pay much less for life insurance if you’re a runner. When they set your rate and underwrite your policy, the best life insurance companies take into consideration your overall health. Running is good for your health and should result in lower premiums from life insurance companies. You might think so. Is life […]

As of 2019, more than 100 million privately registered cars are on the roads. Most of these vehicles are likely to be insured as a result of the law in most states. As a first-time buyer of car insurance, it can be difficult to understand the differences between insurance quotes and what coverage you need. It is helpful to […]

Car crashes are a common occurrence that most drivers avoid. However, they can have devastating consequences for all involved. Car accidents can be a minor inconvenience or life-threatening. It could lead to thousands of dollars in medical bills, repairs or even a fatal outcome. Experts recommend that all drivers practice defensive driving. To ensure your safety and that […]

Quartzsite, Arizona is home to just 3700 residents. However, it has been named the Rock Capital of the World, with the largest number of RV boondocking options, attracting millions of tourists each winter. Quartzsite is a part of La Paz County. It has lower than average car insurance rates, with $439 per annum for liability coverage, and […]

Finding the right policy for you can be difficult if you’ve been diagnosed with sleep apnea. When determining rates for life insurance, many factors are considered, such as age and medical conditions. Insurance companies view sleep apnea as a risk because it is relatively common in the U.S. and affects more than 22,000,000 Americans. Other serious health issues like type 2 diabetes, heart disease, […]

Texarkana, Texas is a small town of 37 277. Car insurance costs in Texas, Texarkana are $493 per year for minimum coverage and $1,747 for full coverage. Texas requires that all drivers have minimum coverage. Drivers without insurance can be subject to fines of $260 – $470 as well as suspension of driver’s license. Drivers looking for the cheapest car […]