Hamtramck in Michigan is home to 22,423 people, 6,777 households, and 4,615 family members. Hamtramck lies approximately five miles from Detroit’s center. Hamtramck’s western border is bounded by Interstate 75 Freeway, while its southern border is bounded by Interstate I-94. Hamtramck’s average annual car insurance rate is high at $2,153 for minimal coverage and $5,101 full coverage. The current Michigan […]

When you apply for a life insurance policy, the insurance company looks at factors like your age, gender, medical history and lifestyle to determine your eligibility and calculate your premium. Most people with good health are able to get a policy. Some people are more at risk than others for insurance companies. These high-risk applicants are known as high-risk […]

Auto-Owners Insurance offers auto, home, and life insurance through nearly three million policyholders. There are 48,000 independent agents across 26 states. Headquartered in Lansing, Michigan, Auto-Owners has been in the insurance business for more than 100 years. In addition to offering insurance products for business owners and annuities for retirement income, the insurer also offers long-term care coverage […]

You should not drive without insurance in Louisiana. You could face penalties and suspension of your licence if you’re stopped by police officers and don’t have proof of insurance. You could be facing serious financial problems if you cause an accident by driving without insurance. Louisiana requires minimum insurance Louisiana car insurance laws require a minimum of 15/30/25 liability […]

Insurance is designed to help people in times of crisis. It provides financial assistance for certain incidents, so that they don’t have to spend a lot of money all at once. It can offer financial assistance if you have to file a claim. Although filing an insurance claim can bring needed help, you may not want to file […]

Mental Health Services: Cost Mental health services are not significantly more expensive than other professional medical care. Many medications that people take to manage their mental health have a higher price than the national average. These higher-than-average costs are not the only factor. Mental health treatment can be costly over time. It can be difficult to […]

Homeowners, be prepared for another dangerous hurricane season. The National Oceanic and Atmospheric Administration forecasts three to five major hurricanes, among a total of 13-20 named storms. Now is the right time to act if you are in a hurricane area. While you can’t stop a hurricane from destroying your home, having the right insurance can protect […]

Driving while under the influence can lead to higher insurance costs than you might think. According to NerdWallet’s 2021 rate analysis, drivers with one DUI will pay on average $3,114 per year for full coverage auto insurance. This is almost twice the amount that a driver who has not been cited for traffic violations. This analysis covered […]

Before 2019, those without health coverage were required to pay a penalty when filing their taxes. Although this individual mandate has since been eliminated, you may still receive IRS Form 1095-B or 1095-C with important tax filing information that can help ensure proper tax return submission. Dependent upon your coverage, Form 1095-A may also help […]

Swimming pools can be an attractive addition to your home, yet can pose unique insurance considerations. In this article we explore answers to common questions such as, Does home owners insurance cover swimming pools? Pools are generally covered under your other structures limits and liability coverage; however, several factors could impede your eligibility for coverage. […]