Understanding Your Auto Insurance Premium

Why all the mystery? Fred and Marcy are right next door and pay less for their auto insurance premiums than me. Why is my rate so much different? Most people find the process of insurance companies calculating premiums completely random. It is not, I can assure you. Insurance companies spend millions of money calculating and weighing many factors to […]

Car Insurance – Finding Specialist Insurance For Women

Brake, a road safety charity, recently conducted a survey. The results may surprise many male drivers. Only 46% of those questioned believed men were less safe drivers than women, and 42% believed the risk factors were equally balanced. According to the Home Office Statistics, 97% of dangerous driving convictions last year were committed by men. These results were […]

Breakdown Insurance Cover

Nearly all modern auto insurance policies include breakdown coverage as part of their package. While this can increase your premiums by a significant amount, it could also make you more costly in the event that you need to have breakdown cover. The average breakdown coverage cost is between PS30 to PS50 per year. It’s an affordable price to […]

What an Online Car Insurance Site Can – And Cannot – Do For You

Despite their merits, you need to be aware that these websites have limitations. You will often need to combine online shopping with good old-fashioned phone calls to find the best car insurance price. This combination approach to car insurance shopping can help you overcome some limitations and still get the best value. A reliable car insurance comparison […]

Car insurance for high-risk drivers in Texas

Lone Star State drivers at high risk may struggle to find affordable vehicle coverage. A driver’s driving record will determine whether they are considered higher-risk. This could include accidents, tickets or driving under the influences (DUI). Because these drivers are more likely to cause serious or fatal crashes, they are often considered to be more risky to […]

Massachusetts flood insurance

Flood insurance can be purchased separately from homeowners insurance. It is usually purchased through the Federal Flood Insurance Program (NFIP ), but more private options are available. Flood insurance is just part of Massachusetts life. Massachusetts is constantly flooded by floodwaters. It’s important to learn how flood insurance works, what it costs, and how to file a claim in […]

Term life insurance Advantages and Disadvantages

If you are unable to pay your bills, purchasing life insurance can be a great way of providing financial protection for your loved ones. Term life insurance is a cost-effective option that provides coverage for a limited time. Every person’s financial situation and life insurance needs are different. Therefore, the coverage required will vary. Buying term life […]