Zero Deductible Insurance – The Pros and Cons

A policy that does not have a deductible sounds wonderful, as we can sometimes be caught in the “you must pay the deductible before …” trap.” This applies to car, health, and property insurance. Life insurance does not have a deductible. Otherwise, beneficiaries could be in serious trouble. First, it is important to understand what the deductible […]

Motor Insurance Companies and the Compensation Culture Paradox

More people are filing compensation claims in the UK for car accident injuries than ever before. Many believe that the rise in claims following car accidents is due to the “compensation cultural” in the UK. Recent studies suggest that general injury claims are actually declining. Many legal areas, such as employers liability, are seeing a decline in […]

Insurance Total Loss – A Flawed Process That Victimizes The Consumer

Insurance total loss is a scam! I get sick of reading emails coming from all corners of the country, from people looking for consumer protection. Every insurance company seems guilty. It is true that I earn my living working with insurance companies and believe strongly in the need for insurance. The consumer is often the one who suffers the […]

Insurance Adjuster Job – Understanding the Trade Can Help You Win Your Car Accident

What is the job of an insurance adjuster? The job is very varied as the adjuster has many responsibilities. One thing was clear when I was hired by one of the largest insurance companies in the U.S.: “The job would be challenging and stressful.” They weren’t lying! There are many types and levels of claim adjusters. My original training […]

Always Compare Multiple Car Insurance Quotes With Quotations For the Individual Vehicles

Multiple car insurance quotes let you insure multiple vehicles with the same policy. This option is available by many auto insurance companies and is something that many households are looking into. Multiple car insurance policies can be very cost-effective if you have multiple vehicles. It is one of the most cost-effective ways to save on car insurance. […]