Because many leading companies in the insurance sector have been spreading the word and promoting insurance, the awareness of insurance is very high. It may surprise you to learn that insurance has evolved over time. Not over the last few years, not over decades. As we will see, insurance in India is not a new concept or […]
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Oct
Oct
Sincerely, we’re not being insensitive! This is about the last time you smoked – did you quit smoking in recent years? Did you know that smokers pay up to 60% more to insure their lives than non-smokers? Insurance companies will also contribute with lower premiums for life insurance. Insurance savings are not to be taken lightly. An average policyholder […]
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Oct
Oct
Many articles have been written about the market for hard surety bonds. Many people want to know how we got here. The economy is a major influence on the surety bond market, as it is with all industries. The strength of the US economy towards the end of 2000 is something we all can recall. It seemed like […]
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Oct
Oct
You don’t want insensitive handling or non-cooperation from your insurer if you find yourself in the unfortunate situation of needing to file a claim for critical illness insurance. According to many newspaper articles, this is exactly what’s happening. The problem is that the insurer will want to do extensive research about your medical history before they pay […]
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Oct
Oct
Credit card balance transfer cards can help you lower debt and save on interest, but finding one with poor credit can be challenging. Consider alternative debt repayment strategies such as debt consolidation loans to improve your credit score and increase the odds of qualifying for a balance transfer card. Rates If you have poor credit, […]
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Oct
Oct
Credit scores have the ability to drastically affect your ability to secure loans or rental homes, open utility accounts, set up cellphone service plans and more. Therefore, it’s vitally important that you monitor and make timely payments on your credit score in order to stay eligible. An outstanding credit score is essential to qualifying for […]
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Oct
Oct
Small business owners frequently rely on credit cards for convenience purposes – earning rewards, tracking expenses and providing employees with benefits like travel and rental car coverage. Though it may not be illegal to charge personal items on your business credit card, doing so could violate its cardholder agreement and lead to complications at tax […]
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Oct
Oct
No merchant may store your credit card details without your express permission. Credit Card Processing Industry regulations (PCI) forbid retailers from storing any authentication data – like the security code on the back of Visa, MasterCard or American Express cards. Some clerks still write phone numbers and addresses on credit card sales slips as “store […]
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Oct
Oct
Bank of America Unlimited Cash Rewards and Customized Cash Rewards credit cards both provide cardholders with generous cash back rewards. While the Unlimited Card provides a flat rate reward structure, the latter tiers its rewards accordingly. Cardholders may choose between direct deposit to their checking or savings accounts at Bank of America or credit towards […]
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Oct
Oct
James is contemplating taking out a payday loan from Diane. However, Diane wants him to pay an interest rate which exceeds legal maximum. James can take action against Diane by nullifying his loan contract and recovering double or even triple the usurious interest paid. Laws differ depending on which state banks are in. Banks can […]