One of the best ways to make sure you’re getting the best deal on homeowners insurance is to periodically comparison shop and check if you can get a better price with a different insurer. You might want to ask if you can get a better rate with another insurer if you find one. You can, the good news […]

Japan’s insurance industry grew like the rest of Japan’s economy during the 1980’s and first half of the 90’s. Japan’s insurance companies began to look abroad for investment because of the sheer volume of their premium income and asset creation, which was sometimes comparable to even the most powerful U.S.A. Analysts around the globe have been examining […]

Many homeowners and business owners disagree with the insurance company’s assessment of their insurance claims. Most people don’t know that they can challenge the findings of their insurance company through the insurance appraisal process. They won’t change despite the fact that you (the policyholder) have submitted a contractor’s estimate and receipts for repair or material materials. Many […]

When a person seeks insurance protection, he enters into a contract to insure him against property loss or damage by fire, lightening, explosion, or other incidental events. This contract is principally a contract, and is therefore governed by the general laws of contract. It does have some special features that are common in insurance transactions such as […]

INTRODUCTION “Insurance should always be purchased to protect against financial disasters.” Insurance allows someone to get compensation for their loss or accident. Insurance allows you to protect your financial, health and financial well-being from everyday threats. In India, insurance was established in 19th century without regulation. It was typical of colonial times: there were few British-owned insurance […]

Massachusetts workers who are temporarily unemployed due to no fault of their own can receive benefits from unemployment insurance (UI). Workers who have lost their jobs and are now able to work and available to find work can get unemployment insurance. 1.) A weekly check is one of the individual benefits that an individual receives from unemployment […]

The primary way to increase revenue and cash flow is to reduce the time it takes to collect payments. HIPAA electronic transactions can greatly streamline the insurance collection process. Electronic Submission (837 Professional & Institutional) versus US Mail. It is common to submit claims electronically, but it is important that you highlight the efficiency of electronic […]

Home Sale Services, Inc. (www.homesaleserviceinc.com) has launched a series of articles addressing the costs of real estate settlement. The title insurance is the second article in this series. Title insurance is one of the expenses associated with a real property purchase. All lenders in Pennsylvania require title insurance when they provide funds (mortgages), to purchase real property. This […]

Reinsurance industry is moving to sign contracts at inception. Is it possible? Introduction The Sellers and Buyers in reinsurance have always been notoriously slow to get “actual contracts” negotiated and drafted. All of us are familiar with the stories of “handshake agreements” and “cover notes written onto napkins”. Everyone knew each other, and deals were made as […]

It is essential to have Virginia car insurance. Data from the Virginia Department of Motor Vehicles (DMV), showed that 180 people were hurt in car accidents in the state in 2019. In Virginia, there were 827 deaths in that same year. Virginia drivers must have car insurance to drive legally. It doesn’t matter how many times you drive or how old […]