Search Results for: insurance

Auto-Owners Insurance offers auto, home, and life insurance through nearly three million policyholders. There are 48,000 independent agents across 26 states. Headquartered in Lansing, Michigan, Auto-Owners has been in the insurance business for more than 100 years. In addition to offering insurance products for business owners and annuities for retirement income, the insurer also offers long-term care coverage […]

When you apply for a life insurance policy, the insurance company looks at factors like your age, gender, medical history and lifestyle to determine your eligibility and calculate your premium. Most people with good health are able to get a policy. Some people are more at risk than others for insurance companies. These high-risk applicants are known as high-risk […]

Guaranty associations are created in each state to protect consumers in the event of insurer insolvency and provide them with support, as well as facilitate assessments from insurers who do business within that state. All approved insurers are legally obliged to participate in at least one state guaranty association regardless of where their cooperate office […]

Mortgage companies frequently include homeowners insurance payments into monthly mortgage payments through an escrow account to reduce risk to themselves by guaranteeing timely property tax and home insurance payments. At closing, insurance and property tax payments, along with private mortgage insurance (PMI), are placed into an escrow account by lenders for payment as they become […]

As more young adults opt out of traditional marriage and opt for domestic partnerships instead, many insurance companies now recognize this and provide domestic partner health coverage. As with getting married, having a new fiance typically constitutes an important life event that triggers a 60-day special enrollment period for Blue Cross or Blue Shield plans. […]

Driving while under the influence can lead to higher insurance costs than you might think. According to NerdWallet’s 2021 rate analysis, drivers with one DUI will pay on average $3,114 per year for full coverage auto insurance. This is almost twice the amount that a driver who has not been cited for traffic violations. This analysis covered […]

Homeowners, be prepared for another dangerous hurricane season. The National Oceanic and Atmospheric Administration forecasts three to five major hurricanes, among a total of 13-20 named storms. Now is the right time to act if you are in a hurricane area. While you can’t stop a hurricane from destroying your home, having the right insurance can protect […]

Major medical health insurance policies typically feature lengthy terms and comprehensive coverage. Their premium costs tend to be more costly than short-term plans that qualify as minimum essential coverage under the ACA. Thankfully, the Affordable Care Act (ACA) has helped moderate some of the volatility associated with premium costs for comprehensive plans; but many factors […]

Shipping insurance is an important part of any online seller’s business plan. It ensures that if a package is lost or damaged, the seller is able to make up for it. But how much does shipping insurance cost for USPS? In this blog post, we’ll explore how much shipping insurance costs for USPS and how […]

House flipping is a lucrative business, but it can also be incredibly risky. From dealing with potential injuries to managing the financial risks of a property flipping project, there’s no shortage of things that could go wrong. Fortunately, insurance can provide you with the protection you need to keep your business running smoothly. But what […]