Search Results for: insurance

Home insurance providers frequently require an in- and/or outdoor home inspection as part of the application process, in order to identify any issues which might affect coverage or rates. Travelers is one of the largest home insurers in the US, renowned for its wide variety of discounts and excellent customer service. What Is Covered? Before […]

Homeowners insurance rates vary significantly by state, city and ZIP code as well as depending on how much dwelling coverage you purchase and other factors like your claims history. Selecting a higher homeowners insurance deductible can lower your rates, but ensure you have enough savings set aside to cover its payment in case of a […]

Association health plans allow groups and individuals from similar occupations or geographic regions to join together. Plans can either be fully insured through a broker, or self-funded by the association itself. Federal and state regulations place stringent rules on small group plans. These must adhere to ERISA and Affordable Care Act guidelines for small group […]

Insurance agents may receive their compensation either directly from a flat fee payment, or commissions included with your premium payments. Some companies even provide bonuses to top brokers. The Affordable Care Act established quality bonus payments to encourage Medicare Advantage plans to compete for enrollees based on their quality rating, and we estimate these payments […]

Our plans are tailored to address what matters, from quality coverage to caring support. Find one that’s just right for you. New Yorkers can access multiple health insurance options, from free or low-cost public plans like Medicaid and Child Health Plus to coverage through employers or the Marketplace. Get Covered in NYC The Affordable Care […]

Uninsured motorist coverage protects you from having to cover injuries or vehicle damage from drivers who lack insurance, keeping costs out-of-pocket as far as possible. Required in some states and offered as an optional add-on in many policies. Who is covered depends on household members’ ages and driving records as well as factors related to […]

Car crashes cost around $242 billion in damages and productivity losses every year, according to the National Highway Traffic Safety Administration.Car insurance is meant to protect you from financial losses resulting from collisions or other damage. You could find yourself in a difficult position if your auto policy is cancelled. If your car insurance provider cancels your coverage, there may […]

Credit-based insurance scores are used by many auto insurance companies to decide who to insure and how much. These scores are not the same as credit scores that are used for lending and have been shown to correlate with the likelihood that consumers file insurance claims. These scores can only be one factor that influences your insurance […]

Did you ever have something taken from you? You could be talking about your phone, laptop or jewelry. Sadly, almost everyone will experience this unfortunate circumstance at one point or another. According to Statista, 2017, there were 7,694,086 cases of property theft. That’s more than the entire population of Los Angeles, San Francisco and Chicago combined. How […]

Both mandatory and optional provisions in health insurance policies are included. This lesson will discuss optional provisions in your health insurance. What are the optional provisions in health insurance policies? Let’s talk about Cathy, who is interested in purchasing health insurance. The policy’s mandatory provisions were explained by her insurance agent. Now she must decide which optional […]