Many responsibilities come with running a small business. Auto insurance is one of the most overlooked. You should consider changing your auto insurance coverage from a personal policy to one that covers small businesses. What is the Difference Between Personal and Commercial Auto Insurances? Since all states require drivers to have personal car insurance, most […]
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No matter whether you run a shop, a restaurant, or a bed and breakfast, your business needs insurance. These include injuries to customers or employees, damage to equipment, loss in earnings due to a variety reasons, theft, flooding and fire. Imagine a pub owner who has a customer who throws their cigarette in the shrubbery. […]
Car insurance rates can be complicated and depend on many factors. Your credit score is used in rating factors in most states. According to data from Quadrant Information Services, drivers with poor credit pay on average 103% more for auto insurance than those with good credit. You could be charged more if you don’t have a good credit […]
Small business ownership is about optimism and taking risks. Small businesses are often unable to access smooth credit, continuous innovation and smart business management which are essential for their survival. A globalized world makes it harder for small businesses to survive and prosper. They are now more susceptible to closures and risk than ever. Comprehensive […]
The first thing to do when shopping for car insurance is to determine how much coverage you want. While minimum liability insurance can sometimes bring cheaper rates, it could cost you far more in the future and even put you at risk of financial devastation. Once you have determined the insurance coverage you require, you can start […]
Commercial van insurance is mainly designed for vans and vehicles that are used for business purposes. Commercial van insurance is necessary if you plan to use your vehicle for business purposes. Commercial van insurance covers not only protects your van but also any equipment inside. However, it can also cover your business for any future […]
You might be a little confused by all the options for insurance when you start a small company. This article will explain the various types of insurance available for small businesses and the reasons they are important. You will need insurance depending on your business. A reputable insurance company can help you find the right […]
You should have the right kind of insurance regardless of what type of business it is. If businesses want to protect themselves against any type of damage, such as fire, theft, or liability lawsuits, it is vital that they have insurance. Many businesses will lose their business if they don’t have insurance. You should have […]
No business owner wants to be faced with a liability lawsuit. These types of lawsuits are unfortunately all too common. It is crucial that every business owner has the right type of insurance to protect their customers and themselves. Ohio has many insurance providers. This makes it easy for business owners in Ohio to obtain […]
Most people want to know what public liability insurance is. We need to have a better understanding about this type of insurance. Public Liability Insurance basically does the same thing as any other type of insurance. It protects the insured against losses and damages. Its role is much more complex and flexible. The basic function […]