Search Results for: insurance

Online Health Insurance for Seniors A good friend asked me where he could find information on medical insurance for his elderly mother who was out of state. I advised him to use the internet. A week later, he reported to me in despair: “I am giving-up, I am too confused.” His widowed mother was living in […]

In 2020, there were more than 97,000 traffic crashes in Harris County. This is Houston, Texas. 466 of these accidents resulted in fatalities. Houston drivers want to avoid the financial consequences of an accident. One way to do this is to buy auto insurance. According to Bankrate’s 2021 study, the average cost of Houston car insurance is $691 for minimum […]

If you’re financing a car purchase, Kentucky has a lot to offer in the way of gap insurance. It can also help to prevent financial distress, as many types of insurance. It does not offer financial protection to people who have a more recent, well-financed vehicle. The best Kentucky car insurance companies will likely offer gap insurance at a cost […]

First responders can be paramedics, firefighters, police officers, EMTs, or even firefighters. Insurance companies might offer discounts to first responders, despite the fact that each job has its risks. Consider looking into insurance companies that offer special discounts to first responders if you’re shopping for car insurance. If you do, you may be able find a lower premium. […]

The worst thing about water restoration is when the adjuster calls to tell you that your invoice is too high. In my 14+ years of water restoration, I have received many calls from adjusters stating that my price for this fan or dehumidifier is too high. I used to get annoyed by this until I discovered the […]

The claims handling of insurance adjusters can go well or be a disaster. Part of the responsibility lies with you! Ever wonder what type of service an adjuster should provide when you file a claim. It is a pleasure working with a professional, intelligent and honest adjuster. He is kind and respectful to you. He is patient with […]

Recorded statements for insurance claims. These usually turn out well, but the insurance adjuster may use tricks and gimmicks sometimes to get you to say things that you shouldn’t. So keep a claims diary. If you are having problems with your claim, this will protect you, the claimant or policyholder. Keep a journal or a legal pad […]

Boaters can insure their boats by declaring it on their homeowner’s policy. This could be a good idea or not! Your boat will be covered under the umbrella coverage of your homeowner’s insurance. This provides you with the safety and security of a large-liability policy that is normally associated with homeowner’s policies. You get a certain amount […]

What are my rights as an insurance claimant? What consumer protection is there against companies who abuse consumers? Yes! Each state has an administrative body that regulates insurance companies. The 1945 Federal McCarran-Ferguson Act, which is codified in U.S. Code Title 15 Chapter 20, gives states the ability to regulate the insurance business as they wish. All policies and […]

Despite the negative reputation that mortgage insurance has gotten over the years, it can still be a valuable product to have as a backup plan in case you are laid off due to an accident or illness, or if your job is lost through redundancy. If you are able to understand the product and its […]