Virginia’s picturesque landscapes, from the Chesapeake Bay and the Appalachian Mountains to the Appalachian Mountains are filled with lush greenery. Many homeowners in Virginia are at risk of flooding due to the wet conditions that allow for this stunning foliage. Your home won’t be adequately protected against these devastating events even if you have a strong homeowners […]
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Tree damage can cause serious damage to your house. This is one of the many responsibilities that come with owning a home. If a tree falls on your house, it can cause damage to the structure and your belongings. Fallen trees can cause financial damage that can be devastating and frustrating, as well as heartbreaking. Sometimes, you […]
You may be able to get assistance from the federal government or other sources. If a flood wrecks your house and belongings, and you don’t have flood insurance, you may feel as though you’ve lost everything. However, once the floodwaters recede you will be able to get back on your feet. First, check your insurance. Your homeowners policy […]
Louisiana has more than 3.4 million licensed drivers. Shreveport, Louisiana is the third-largest city in Louisiana. According to Bankrate’s 2021 study on annual premiums, drivers in Shreveport spend an average $841 annually for minimum coverage and $2436 annually for complete coverage. Bankrate compared several carriers and found that Shreveport drivers could get low rates. There are also many carriers […]
Unexpected events, actions, crises, and other life storms are all part of human nature. These events can have a devastating effect on a man’s financial and physical health. This is a clear indication that there are no solutions to these problems. This is why insurance plays such an important role in protecting against the inevitable downs and ups […]
Payment Protection Insurance, also known as loan insurance, is designed to help you make monthly loan payments in the event that you become unable to do so due to illness or redundancy. Customers who misrepresent their PPI may have their debts erased and the insurance refunded. It is estimated that 85% of customers purchase protection insurance […]
Are you looking to buy a condominium or timeshare? If yes, it is important to know what an insurance valuation is. Let’s take a look at the subject for a quick overview. What is an insurance valuation? An insurance valuation (also known as an insurance appraisal) is a third-party, objective assessment of the property’s replacement costs […]
Final Expense Insurance can help make the process less stressful. Final Expense Insurance can be purchased to ensure that funeral costs are paid when you die. Surprised to find out that the current average funeral cost is $8,000, but it could rise in the future. Are you willing to pay the funeral costs yourself or let your family […]
Denied – Underpayment – Harassment This is a very common story. The insurance company declines to pay the claim, or offers less than 40% reimbursement for the house that has been set on fire. The policyholder informs the company about the flat-screen TV she purchased in her family room, but she doesn’t have her receipt because it […]
Because our financial goals and circumstances are different, there is no one “Rule of Thumb” that will tell you what insurance or how much. It is important to engage a Financial Consultant/Insurance Representative to ensure that they are able to provide their services and advice and prioritize your financial needs based on your present financial situation. […]