In 2019, Americans spent $679 billion on life insurance premiums and annuities. This is more than they paid for all property and casualty insurance combined. Life insurance is a core component of many Americans’ long-term financial plans, so choosing a dependable insurance company is key. These companies are also known for being stable and reliable, so consumers continue to choose them […]
Search Results for: insurance
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May
May
Legal Romantics might like to think that a lawsuit trial is a “Search For Truth,” but it’s not true! The evidence is what decides cases. Judges will use the phrase “The evidence proves” rather than “The truth of this matter is” when deciding cases. This first phrase is a fact that filters down from the courtroom to […]
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May
May
This is a FREE Insurance Claim Guide You can call your “Motor vehicle” a truck, car or motorcycle. This guide is for motor vehicles with one, two, three or more wheels. This information is intended for people who have been in a motor vehicle accident. This guide explains the basics of handling a personal injury or property […]
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May
May
This is the issue: auto insurance rates can be underwritten using a consumer’s credit score. What is a credit score, or FICO score? Fair Isaac & Co. has developed a FICO score. This credit score is used to determine the likelihood that credit users are able to pay their bills. In the late 1950s, Fair Isaac started to […]
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May
May
Understanding how insurance companies operate is essential before you sign up for insurance. We have created a detailed explanation of the Insurance Companies Business Model. It is based on research on the internet and conversations with friends who are experts in the field. Let’s break down the model into its components. Underwriting and investing Claim Marketing Investments […]
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May
May
In 2018, Kentucky saw 158,171 car accidents that resulted in 670 deaths. The Kentucky Transportation Center data showed that collisions declined by 2 percent in 2018, but drivers are still at high risk from car accidents. Kentucky drivers are required to have car insurance. This provides legal and financial protection in the case of an accident. To […]
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May
May
Texas is subject to hurricanes and windstorms every year. In 2020, Hurricane Hanna struck Padre Island. It brought severe hurricane conditions to South Texas. The storm ended with rainfall of 12 inches in certain areas. This caused insured losses of $350 million to $400 millions in Texas. Wind damage is typically covered by standard homeowners insurance policies. Your home insurance […]
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May
May
In 2019, there were 80.636 car accidents in Minnesota. This resulted in 27,260 deaths and 364 injuries. Despite a decrease in fatalities, drunk driving, distracted driving, and speed-related accidents still pose a problem on Minnesota’s roads. Minnesota drivers are required to have car insurance. This protects them financially and legally from common liabilities. Minnesota’s car insurance laws should […]
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May
May
Gap insurance is important for Pennsylvania drivers who have a car loan or lease. Pennsylvania gap insurance provides drivers with more financial protection in the event of theft or total loss than comprehensive and collision coverage. Many of the top car insurance companies offer gaps insurance. What is gap insurance? General Asset protection (or “Gap”) insurance covers the difference between […]
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May
May
New York ranks third in terms of car insurance costs. The average cost for car insurance in Queens starts at $2,403 and ends at $4,631 for full coverage. Queen’s high rates are surprising to many car owners, considering that New York City has some of the lowest vehicle ownership rates. This borough is different from other areas that have a 62% vehicle […]