Insurance is the most popular risk transfer method in risk management. There are three levels of insurance protection. The first is the social layer provided by national programs. It will be CPF insurance, such as DPS, HPS and Medishield. These are the most basic and affordable, as well as having the lowest premiums. The second is the group […]
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Almost everyone is aware of the difficult economic times we are currently in. It’s going to get worse before it gets better. We offer advice, direction, and points of guidance to the public to help individuals, families, small businesses, and their employees to keep the coverages they have and/or obtain the coverages that are most appropriate […]
In 1937, the Progressive Insurance Company started selling automobile insurance. Today, Progressive is the third largest U.S. insurer. Progressive has assets of over $56 billion and generated $39 billion revenue in 2019. Progressive provides a complete portfolio of individual and commercial insurance policies, as well as financial products such mortgages and personal loans. Customers can request an insurance quote […]
What if you and your adjuster/insurance agency are still at a deadlock over the value of your property after all that you have done? Now it’s time to invoke your insurance policy’s Appraisal Clause. The Appraisal Clause can be found in all insurance policies. It was created to provide a process for disputing amounts to be settled […]
ANNUITY (PERIOD) CERTAIN An Annuity Certain is a designation that specifies the number and amount of benefits paid. This option guarantees that an insurance company will only pay a certain amount on an annuity. An annuity includes a Death Benefit, which allows payment to the beneficiary to be made upon the death of the annuitant. This benefit […]
By purchasing home insurance, homeowners in Michigan can protect their property and belongings in the event of a covered claim. With a median property value of $298,400, Ann Arbor, Michigan, residents pay on average $859 per year for $250K in dwelling coverage. Ann Arbor homeowners can shop with multiple insurance companies to find the best affordable homeowners insurance. We compared […]
Your workplace life insurance policy may not be enough if anyone relies on your income or the care you provide. If you are going to die, life insurance is a must. You may not have enough coverage if your only source of coverage is through your employer. Thankfully, purchasing life insurance has been made easier by […]
At Sea Mar Turning Point Treatment Center, our holistic approach consists of treating the whole person; mind, body and spirit. This includes fitness and nutrition education classes as well as individual and group addiction counseling services with 12 Step integration. No matter if you need assistance enrolling in public benefits programs or are covered by […]
High blood pressure (hypertension) is a prevalent health issue that can have serious repercussions, with symptoms often not appearing until too late – making screening during primary care visits all the more crucial. Treating high blood pressure requires long-term medication. This guide can assist in finding low-cost or free options to treat your condition. Visit […]
Crashing your car can be a costly endeavor. Luckily, your insurance provider should cover the repair costs as long as you follow all necessary procedures. Contact your insurer immediately after a collision to initiate the claims process and determine whether your car has been declared total loss based on an estimate for repairs. An adjuster […]