What are my rights as an insurance claimant? What consumer protection is there against companies who abuse consumers? Yes! Each state has an administrative body that regulates insurance companies. The 1945 Federal McCarran-Ferguson Act, which is codified in U.S. Code Title 15 Chapter 20, gives states the ability to regulate the insurance business as they wish. All policies and […]
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Despite the negative reputation that mortgage insurance has gotten over the years, it can still be a valuable product to have as a backup plan in case you are laid off due to an accident or illness, or if your job is lost through redundancy. If you are able to understand the product and its […]
No matter how skilled you may be at driving, you can’t control what happens to other drivers and the world around them. Inclement weather, aggressive drivers, road hazards, and breakdowns are all things you will have to face. All of these factors can have a negative impact on your safety and the safety of anyone riding along […]
Ohio Mutual provides the coverage that homeowners and auto owners need in the United States, whether they live in the northeast or midwest. This insurance provider has been providing comprehensive coverage to residents for more than 100 years. Ohio Mutual is a top choice for anyone looking for coverage. It has a strong financial foundation, great customer […]
Florida’s real estate market is about for a major shake-up. While many of my colleagues remain optimistic about Florida’s market, consultants must be more objective. Our theory is based on the following: Property values all depend upon “Rents”. The true value of any property, whether commercial or residential, is determined by its rent. What rent will the property […]
Many people consider buying insurance a simple decision. This is because most people have limited ideas about the insurance they need. 98% of those who buy insurance choose the policy that is recommended by their agent or the policy seller. A good 90% of these people don’t know if they have the right coverage. As an insurance purchasing […]
Although you may not be aware of it, insurance rates for your car will vary depending on which insurance company, broker or agent you choose, what auto coverage you select, and what kind of car you drive. Here are some things you can do now to reduce your car insurance costs. 1. Comparison Shop – Different rates […]
The State of Florida’s Smoke and Mirrors. The Florida Governor is doing something amazing. He is trying to make every homeowner happy about the premium they pay for their insurance. The plan was nothing but a pacifier for the residents of Florida, as it was crafted by “The Governor” and his merry band members of legislators. This plan […]
Adriana’s Insurance Services is a great option for residents of Southern California who are looking for a local provider of insurance. Adriana’s Insurance, headed by Adriana Gallardo (Mexican-born CEO), is one of the fastest growing insurance agencies in Southern California. The company offers auto, home, and life insurance policies. It has proudly served the community for over […]
Insurance companies have developed a strategy to assist policyholders in finding the best coverage due to the high costs of prescriptions and medical treatment. Companies have recently created a strategy for healthcare called “managed care plans”. This plan is offered by most employers as it offers the lowest coverage. These plans can also be found under the heading […]