Search Results for: insurance

The current hot topic in the financial sector is “Insurance vs. Investment”. If I were to be honest, and having been in the industry for a while, insurance is not an investment. They are two completely different things. It is amazing to me that my peers in the industry go out and sell Investment Products to clients. This […]

Yes, I did say Competitors. This could be the ultimate strategy for insurance marketing. My experience as a 24 year veteran in the insurance industry, specializing in commercial Property & Casualty has seen me encounter many referral marketing strategies. None of these strategies have been as rewarding or as successful as the one I’m about to share […]

Homeowners insurance is more than just required by mortgage lenders; it provides financial security for both your property and personal liability. Homeowners policies provide complete coverage that protects both the actual cash value of your house and contents as well as liability claims on those harming others on your property. Liability coverage protects you against […]

Credit life or debt protection insurance policies may be sold by banks and lenders when you take out a loan, though you are under no obligation to accept them. These policies are typically guaranteed issue and require no medical exam to obtain. Furthermore, their beneficiary is usually the lender themselves rather than your heirs. Lenders […]

If an insurance provider denied a claim that is crucial to your health, consider filing an internal appeal. Check your plan documents or website for information regarding this process and deadlines. Proving medical necessity is usually the easiest way to overturn a denial. You may need to go through two-tier appeals process with external review. […]

Rodent damage may not receive much consideration in car insurance policies, yet it can be costly. Luckily, comprehensive policies often cover it. Comprehensive car insurance provides additional protection from theft, fire and falling objects – not necessarily things like rodents chewing through wires though! Unfortunately this coverage doesn’t usually extend to rodent chewing through cables […]

Policy numbers on insurance cards provide an identifier that corresponds directly with your specific coverage. They’re essential when filing claims, accessing policy details or communicating with insurers about coverage matters. This code, commonly referred to as your Member ID number, should always be kept handy when purchasing insurance coverage. Prepaid Health Cards Prepaid health cards […]

Many people rely on dental coverage provided by their employers or as part of a medical insurance plan, while those needing additional coverage may find more cost-effective plans through licensed marketplaces like eHealth. Private dental plans often provide multiple options, from Preferred Provider Organizations (PPO) to Dental Health Maintenance Organizations (DHMO). Finding one that suits […]

Medical expenses are among the greatest retirement costs. But they may be tax deductible if you itemize deductions rather than taking the standard deduction, according to Claire Hunsaker, founder of AskFlossie a financial community for women. Long-term care insurance premiums are an expense. But are they fully tax deductible? Tax Deductions Retirees can take advantage […]

Molex employees and their families can now take advantage of enrolling in the credit union for free today, reaping many of its many advantages as members. Molex shall provide Fleischhacker and his eligible dependents dental coverage through his Retirement Date in accordance with his active employee plan. Life Insurance Molex provides life insurance as part […]