Search Results for: insurance

If an insurance provider denied a claim that is crucial to your health, consider filing an internal appeal. Check your plan documents or website for information regarding this process and deadlines. Proving medical necessity is usually the easiest way to overturn a denial. You may need to go through two-tier appeals process with external review. […]

Rodent damage may not receive much consideration in car insurance policies, yet it can be costly. Luckily, comprehensive policies often cover it. Comprehensive car insurance provides additional protection from theft, fire and falling objects – not necessarily things like rodents chewing through wires though! Unfortunately this coverage doesn’t usually extend to rodent chewing through cables […]

Policy numbers on insurance cards provide an identifier that corresponds directly with your specific coverage. They’re essential when filing claims, accessing policy details or communicating with insurers about coverage matters. This code, commonly referred to as your Member ID number, should always be kept handy when purchasing insurance coverage. Prepaid Health Cards Prepaid health cards […]

Many people rely on dental coverage provided by their employers or as part of a medical insurance plan, while those needing additional coverage may find more cost-effective plans through licensed marketplaces like eHealth. Private dental plans often provide multiple options, from Preferred Provider Organizations (PPO) to Dental Health Maintenance Organizations (DHMO). Finding one that suits […]

Medical expenses are among the greatest retirement costs. But they may be tax deductible if you itemize deductions rather than taking the standard deduction, according to Claire Hunsaker, founder of AskFlossie a financial community for women. Long-term care insurance premiums are an expense. But are they fully tax deductible? Tax Deductions Retirees can take advantage […]

Molex employees and their families can now take advantage of enrolling in the credit union for free today, reaping many of its many advantages as members. Molex shall provide Fleischhacker and his eligible dependents dental coverage through his Retirement Date in accordance with his active employee plan. Life Insurance Molex provides life insurance as part […]

Missouri car insurance laws require that all drivers who are licensed in Missouri have auto insurance. The Missouri minimum car insurance liability limits are 25/50/25, plus 25/50 uninsured/underinsured motorist coverage. Missouri’s auto insurance requirements are designed to protect the other driver in an at-fault collision. However, they can also protect you and your passengers in a hit-and run […]

Utah’s car insurance laws require that every driver in the state has minimum liability coverage of 25/65/15. Utah is one of the 12 no fault states in America. Therefore, Utah drivers must purchase minimum $3,000 of personal injuries protection coverage (PIP). Penalties may be imposed if you fail to have the minimum coverage required in Utah. Importantly, you should also know […]

Virginia’s picturesque landscapes, from the Chesapeake Bay and the Appalachian Mountains to the Appalachian Mountains are filled with lush greenery. Many homeowners in Virginia are at risk of flooding due to the wet conditions that allow for this stunning foliage. Your home won’t be adequately protected against these devastating events even if you have a strong homeowners […]

Tree damage can cause serious damage to your house. This is one of the many responsibilities that come with owning a home. If a tree falls on your house, it can cause damage to the structure and your belongings. Fallen trees can cause financial damage that can be devastating and frustrating, as well as heartbreaking. Sometimes, you […]