Health insurance provides financial coverage for medical expenses. There are four main forms: employer or school sponsored plans, individual or private plans bought on the Marketplace, Medicaid and Medicare plans. Short term health insurance provides quick coverage that often starts the day following approval, making it ideal for quickly filling gaps between major medical plans […]
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Jan
Jan
Before choosing a dental insurance plan for yourself or your family, take into account their dental history and current needs. Compare annual maximums, deductibles, copays and provider networks until you find one that best meets them all while staying within your budget. Fee-for-service dental plans allow you to select any dentist of your choice and […]
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Jan
Jan
Travel insurance is not affordable if you don’t have the means to pay.It is true? It’s not a good idea to travel without insurance. You’ll hear phrases like “Oh it doesn’t really matter if your bags are lost, just pack light” or “Medical bills for Southeast Asia are quite affordable if you need to get […]
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Jan
Jan
There has been much debate about distraction and the different levels of distraction while driving a car. These range from listening to radios, having arguments with children, to having no awareness of what is happening around you. This debate has been elevated to a new level with the advent of cell phones and driving while […]
Finance Guide
What You Need To Know About Florida’s New Personal Injury Protection (PIP) Insurance Statute
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Jan
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Florida Governor Rick Scott signed legislation on May 4, 2012 that was intended to reduce fraud in auto accidents, lower auto insurance premiums and lower litigation costs related to the Personal Injury Protection (“PIP”) insurance law. This article will help Florida motorists to understand the new statute. It will also discuss how these changes will affect […]
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Jan
Jan
The majority of states in the United States require that all citizens have auto insurance. Your proof of insurance is required as part of vehicle registration. Otherwise, your vehicle will not be registered. It’s also a way to prove financial responsibility for your vehicle. It is important to remember that accidents can happen even to defensive drivers. Auto insurance […]
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Jan
Jan
Car accidents do happen, unfortunately, and the hope is always that nobody will be seriously injured and that damage won’t be too severe. Many people don’t realize what happens if they don’t report a car crash. This is not something you want hanging over you head after an accident. We have the answer for you. Once you […]
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Jan
Jan
Assigned risk plans offer auto insurance for drivers who are too high-risk to be covered by most insurers. Although they are offered by the state governments, these plans provide coverage through regular carriers but cost more than regular auto insurance. However, not all car owners who have been denied coverage for their vehicle will need assigned […]
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Jan
Jan
Sometimes parents may be shocked at the high cost of young driver’s insurance. They can lower the cost of their child’s car insurance by buying a named driver policy. This method of using the same vehicle less often than their children is legal, provided the parent is registered as the primary driver. MoneySupermaket.com research shows that […]
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Jan
Jan
What is Guaranteed Issue Life Insurance? Guaranteed issue life insurance, or guaranteed acceptance life insurance, is a type of whole life insurance policy that does not require you to answer health questions, undergo a medical exam, or allow an insurance company to review your medical and prescription records. It may also be called “no-questions life insurance” or even […]