Insurers will often reject claims on policies that cover critical illness or life. This is because they have not disclosed important information. We want to help you understand some issues. However, we have kept the names of policyholders and other details secret to protect anonymity. Mrs A was suffering from a secondary infection after having her […]
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Even if you only pause for a second, many of us have thought about the age-old question: “If I get an old car, will it be more costly to insure?” This question is absurd. Actuaries, the mathematicians that determine your rate at a given moment, have many factors they can leverage to ensure every car insurance premium […]
Car insurance that is cherished often covers classic cars or cars not used daily. These policies can be very expensive and could leave you with no income for the vehicle that you use only on Sundays, and which you leave parked securely the rest of the day. Collectors and Sunday car owners will need to be […]
Insurance adjusters face many outside pressures every day. All readers should be aware of the most important because they could be putting money in your bank. Your State Department Of Insurance is the first. Each state has a Department or Commissioner or Bureau of Insurance. This oversees the activities of all Insurance Claims adjusters and their superiors. Each […]
Motor trade insurance should be purchased for anyone who plans to open a motor business, whether it is part-time or full-time. Motor industry is risky because you will be driving customer vehicles, keeping them on your premises overnight, and using specialized equipment every day. All policies must cover the building you work in, including fire, theft, […]
This year marks the first anniversary of flash flooding at Boscastle, Cornwall. Some of the most severe flooding in Britain for many years was caused by the sudden rain. Flood was caused by remnants of a hurricane that crossed the Atlantic. It collected large amounts of water and then was pushed high above the village, dumping […]
Are you a good driver? Even if they have one or two bad driving habits, most people will answer yes to that question. These bad driving habits can increase your risk of being in an accident with a motor vehicle. You can avoid accidents by addressing bad driving habits. This can also help lower your insurance rates. Talking […]
Insurance is like a fairytale. One small seed of truth has grown into a fairytale that is the size of 1000 sequoias. Reality is hidden from our view. You’ve probably noticed that all these giant, sequoia-like buildings belong to banks and insurance companies. How do they make all this money? What amount of money does the executive make? It all comes […]
Online purchasing motor trade insurance is fast, simple and convenient. There are several factors to consider when starting a new shop or looking for a replacement policy because your current policy is ending. The internet has provided so many opportunities and a great convenience. Before the internet, you would have needed to make time to meet brokers, […]
Oral health is essential for overall well-being, but it can be expensive. So, is it worth having dental insurance? The answer really depends on your individual needs and the type of policy you’re looking at. Dental insurance policies typically cover preventive care such as cleanings and check-ups, but may not cover restorative treatments such as […]