No one likes to think about what could happen if they were responsible for an accident that caused serious harm or property damage, but it’s important to be prepared. That’s where personal umbrella insurance comes in. Personal umbrella insurance is an extra layer of protection that can help cover costs above and beyond your regular […]
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Introduction There are many different types of government health insurance, and it can be confusing to try to figure out which one you qualify for. In this blog post, we will help you understand the eligibility requirements for three different types of government health insurance: Medicaid, Medicare, and the Children’s Health Insurance Program (CHIP). We […]
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You may be wondering, does insurance cover chiropractor? The answer is that it depends on your particular insurance plan. However, many insurance plans do cover chiropractic care. Chiropractic care can be an effective treatment for a variety of conditions, such as back pain, neck pain, headaches, and more. If you are considering seeing a chiropractor […]
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You’ve been hit with a huge hospital bill, and you have insurance. But your insurance only covered a portion of the cost. Now you’re wondering, can I negotiate a hospital bill if I have insurance? The answer is yes, you can try to negotiate your hospital bill – even if you have insurance. However, there […]
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You’re cruising down the road on your four wheeler and having the time of your life. The wind is whipping through your hair, you’re catching some sun, and you feel like you could ride all day. But then you see a sign that says “Montana requires insurance for all four wheelers.” What does that mean […]
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You may have been in an accident, or your car may have been vandalized, and now you’re wondering if you can cancel an insurance claim with Progressive. The answer is maybe. Here’s what you need to know about cancelling an insurance claim with Progressive, and how it might affect your premiums. File a claim with […]
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In the state of Utah, all insurance agents must obtain a license in order to sell insurance products. The process to obtain an insurance license in Utah is not overly complicated, but there are a few steps that must be followed. Here is a brief overview of how to obtain an insurance license in Utah: […]
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The IRS does not audit health insurance. However, they may audit your taxes if you claim a deduction for health insurance premiums. If you are self-employed and have health insurance, you can deduct the cost of your premiums on your taxes. How often does the IRS audit health insurance? The IRS does not release statistics […]
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The answer to this question is unfortunately, no. Despite many people’s best efforts, no one has yet been able to win a case for Diminish Value with the Insurance Commissioner. This is because the Commissioner does not have the authority to award damages for Diminish Value. Only a court can do that. And so far, […]
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When it comes to insurance, there are a lot of unknowns. For everything from car accidents to home repairs, we rely on our insurance companies to have our backs—literally. But what about when it comes to something like stem cell therapy? Stem cell therapy is a hot topic right now, especially when it comes to […]