Search Results for: insurance

What Is Personal Liability In Homeowners Insurance?

Homeowners insurance can be a lifesaver in the event of an accident or disaster, but many people don’t understand all the details that go into their policy. One key detail is personal liability coverage, which helps protect homeowners from potential legal and financial damage if they are found legally responsible for another person’s injuries or […]

Do You and Your Insurance Company Know Your Liability?

Are you and your Insurance Company aware of your Liability? All roads have traffic signs. They give us directions, warnings and information. They are found on public roads, private roads and parking lots. All agencies that have public or private roads open for public travel must have a traffic sign management and assessment plan. You may be thinking […]

Companies That Can Take Advantage of Commercial Fleet Insurance

Commercial fleet insurance is often associated with large companies that own a lot of vehicles. However, this is not true. This flexible policy offers many benefits to companies that have multiple vehicles registered to their business. This level of coverage is especially beneficial for smaller companies. The ability to add multiple company vehicles to one policy will save […]

Insurance Loss – Hidden Damages From Wind and Tornado Claims Are Costing Policyholders Thousands

Many southern states can be affected by tornado activity during winter and spring storms. In a recent interview, an insurance adjuster admitted that insurance losses from tornadoes can often be overlooked and not properly addressed. It is important for policyholders to be educated about the different damages they should look out for and how to spot subtle […]

How to Build an Insurance Agency

Beginning an independent insurance agency can be an extremely rewarding venture for those with experience in the insurance sector. This guide will discuss various elements necessary to launch and operate a profitable insurance agency. This includes providing information such as company description, legal business structure (i.e. LLC or corporation), office locations, customer demographics and any […]

Does Renters Insurance Cover Carpet Replacement?

Most renter insurance policies cover personal property, liability and additional living expenses coverage – however it’s important to keep in mind that your landlord’s property may not be included under your policy. Home and condo insurance usually offers coverage against sudden, accidental damage to floors and carpets in case they are affected by perils covered […]