Ohio is among the states that have retained the “tort” and “at fault” method of determining compensation for victims of automobile accidents. Ohio has minimum insurance coverage requirements. At the time of writing, every car owner must have $12,500.00 bodily injury coverage per person. This can be up to $25,000.00 per accident. Every car owner must also have […]
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Resolving a car crash is stressful regardless of whether the victim lives nearby or across the globe. However, where you live can have an impact on how a car accident case is handled. Out-of-State Drivers There are many ways an accident could occur away from home. However, one of the most common is a car accident on […]
First Party’ coverage for car insurance is related the coverages that the policy offers to the insured and not to third parties or other persons. The two most important components of car insurance coverage include Personal Injury Protection (PIP) and Medical Payments (MedPay). The type of insurance coverage you choose will vary depending on the state and what […]
Q: What’s an SR22 bond? How is it different to regular car insurance? A: Before you consider taking out Ohio Sr22 Bonds, it is important to know the differences between an SR22 Bond or regular auto insurance. An SR22 bond is a guarantee that a driver has minimum liability coverage. The bond is only valid if the […]
Each state has its own minimum insurance requirements and laws for vehicles that are operated on public roads. Car insurance is required for all vehicles with state registrations in North Carolina. An SR-22 may be required if you have any driving convictions or a less than ideal driving record. An SR-22 proves that you have maintained the […]
Let me first explain a bit about the Interstate Commerce Commission (or ICC). To allow the trucking industry transport regulated commodities across state borders, the federal government created the ICC. To activate the ICC Truck Permit and maintain its validity, each authority needed to file an insurance claim. All filings must be made under a commercial auto […]
Millions of teenagers in Britain embark on their journey to “independence” every year by applying for a provisional licence, also known as a learner’s driver’s license. After you have received a valid provisional driving license, you can take your driving theory exam. Driving Theory Test It actually consists of two tests. You will need to pass both […]
Introduction A deer can suddenly cross in front of your vehicle, especially on rural roads or at nightfall. Understanding deer behavior will help reduce the chance of your front bumper being struck by a deer. Your car could be severely damaged by a collision with deer. Your natural instinct to avoid an accident could actually increase your risk. This […]
College students are more likely to eat ramen (pre-packaged dried noodles three times a day, not fancy restaurant-style ramen). College life is costly and you don’t have a lot of flexibility in your income. It is expensive to rent a room and board, as well as books and other materials that can be used. Students need to […]
How can you make the best decision regarding your financial planning? There is so much speculation about the power of insurance companies and the way they are always in the news. I find the media is usually biased. While some people may have been given a hard time, there are many companies that have taken extraordinary steps […]