Search Results for: insurance

How to Reduce Your Hospital Bills

Unlike almost every other industry, the medical industry loves to keep prices secret. This is because they make more money. You can be sure that you are receiving fair prices by shopping for your medical care, demanding transparency in pricing, negotiating the best price and reviewing your bill carefully. The price that hospitals charge for open heart […]

Data Sources Auto Insurers Use to Collect Information About You

Insurance companies might collect the following information when you apply for an auto policy. 1. Credit history: Standard and preferred insurance companies often use credit-based insurance scoring to determine the premiums for a particular motorist. According to insurance statistics, there is a positive correlation between claims that are higher and those with bad credit. A few well-known […]

High Deductible Vs PPO Which Has More Advantages?

It can be difficult to choose the right healthcare plan for yourself. After reviewing your benefits during open enrollment or when you start a new job, there may be more questions than answers. Two common options for employers offering health insurance are high-deductible health plans (HDHP), and preferred provider organization plans (PPO). Each plan is not always […]

What Critically Illness Coverage

Life Insurance policies that provide coverage for chronic diseases and other conditions, including critical illness, offer complimentary Critical Illness Insurance. These policies often provide more coverage for heart disease, strokes, and cancer treatment. When a person is diagnosed with critical illness, the policy will provide coverage that allows the family to pay for the burial. Comprehensive policies […]

How To Safely Navigate Your Company To A Healthy Destination

Florida’s approval process for health insurance can often seem confusing with all the jargon and blind curves. Underwriting departments are the ones that determine the coverage of health insurance. They have clear guidelines. The underwriters assess the risk involved in insuring each client and decide on the appropriate coverage and cost. This guide will help you navigate the […]

Life Settlements: A Viable Option for Today’s Seniors

Seniors who are looking to sell their life insurance policy and receive cash immediately may be interested in life settlements. A life settlement involves the sale of a life insurance policy to receive a lump sum. This allows policyholders to get the fair market value for their life insurance policies by selling them and receiving cash surrender […]

Are You Sure That Heirloom Oriental Rug From Your Aunt Hilda Is Really Insured?

The days of cinder blocks and wooden plank bookcases are gone. It’s been a long time since the reliable jut rug, CDs (or actual vinyl albums) were stored in milk crates. This is how it is with your first apartment, sometimes also your second and third apartments. This is what you could afford when you first started to […]