Search Results for: insurance

My friend recently quit his job. It was a contract job, so the insurance wouldn’t become effective for six more months. He was concerned about his diabetes and wanted to know the options available. He wanted to know how he could continue receiving health care, even if he had to spend a little bit more. He asked us […]

Third-party administrators (TPAs), are one of today’s hottest trends in insurance. According to the Society of Professional Benefits Administrators, (SPBA), 66% of U.S. workers are covered by self-funded plans. Most of these plans are managed by independent third party administrators. What should you look for when choosing a TPA? Here are some tips for independent agents. Where do […]

Some people refer to comprehensive coverage as “other than collision”. This is because comprehensive coverage covers almost all possible problems that might occur with your vehicle, except collision. Comprehensive coverage is an insurance policy designed to protect your vehicle from all kinds of damage and loss. Fire, theft and explosions, floods and explosions, malicious damage, vandalism, Hailstone […]

There are several steps that you can take to increase your car accident settlements. These steps will help you to pay for vehicle damage, injuries, medical bills, and other related expenses. You must first do the following: Be Calm This is simple, but it’s essential. Your adrenaline levels are high after an auto accident. Screaming at the […]

Ohio is among the states that have retained the “tort” and “at fault” method of determining compensation for victims of automobile accidents. Ohio has minimum insurance coverage requirements. At the time of writing, every car owner must have $12,500.00 bodily injury coverage per person. This can be up to $25,000.00 per accident. Every car owner must also have […]

Resolving a car crash is stressful regardless of whether the victim lives nearby or across the globe. However, where you live can have an impact on how a car accident case is handled. Out-of-State Drivers There are many ways an accident could occur away from home. However, one of the most common is a car accident on […]

First Party’ coverage for car insurance is related the coverages that the policy offers to the insured and not to third parties or other persons. The two most important components of car insurance coverage include Personal Injury Protection (PIP) and Medical Payments (MedPay). The type of insurance coverage you choose will vary depending on the state and what […]

Q: What’s an SR22 bond? How is it different to regular car insurance? A: Before you consider taking out Ohio Sr22 Bonds, it is important to know the differences between an SR22 Bond or regular auto insurance. An SR22 bond is a guarantee that a driver has minimum liability coverage. The bond is only valid if the […]

Each state has its own minimum insurance requirements and laws for vehicles that are operated on public roads. Car insurance is required for all vehicles with state registrations in North Carolina. An SR-22 may be required if you have any driving convictions or a less than ideal driving record. An SR-22 proves that you have maintained the […]

Let me first explain a bit about the Interstate Commerce Commission (or ICC). To allow the trucking industry transport regulated commodities across state borders, the federal government created the ICC. To activate the ICC Truck Permit and maintain its validity, each authority needed to file an insurance claim. All filings must be made under a commercial auto […]