Search Results for: insurance

Employment Practices Liability Insurance (EPLI), is an insurance policy that protects you from claims by your employees arising from the general conduct and management of your business. Is it more likely that you, as the business owner, will be sued by an outsider than by your employees? According to the Equal Employment Opportunity Commission (EEOC), […]

Over the last few years, much has been written on critical illness (CI), products. These articles have highlighted both the negatives as well as the positive aspects of this complicated type insurance coverage. Research shows that there is a lack trust in certain claim processes and procedures. Worse, insurers are not willing to pay expensive claims if they […]

You will likely be asked to show proof of Public Liability Insurance if you plan on providing mobile disco services. Public hire and hotel venues can determine the amount of indemnity needed. It’s worth researching the area where you intend to provide service to get an idea of the ‘PLI’ required. Although “PLI” is not […]

California wildfires are ravaging entire counties like Santa Barbara County. They have destroyed thousands of homes and businesses. Early damage estimates are over $1 billion. A tornado struck downtown Atlanta on March 14, 2008, causing more than $250 million worth of damage. Many homes and businesses were severely damaged. Some were even total losses. Many had property […]

Are you sending cold hard cash through the mail? Maybe it’s a birthday gift for your niece, or perhaps it’s payment for a service. Whatever the reason, you may be wondering if that cash is protected in case something goes wrong during transit. Can you insure cash in the mail? The answer isn’t as straightforward […]

American culture assigns the car we drive as a part of our personality. It defines our values, our style and, to a certain extent, our eccentricities. It’s why Corvette owners make friendly gestures to one another and why everyone wants to take a closer look at the Hummer driver. The car we drive determines how much car […]

1. Selling your business can be a difficult decision but it can also bring you the greatest rewards. It is not something to be taken lightly, just like marriage and career changes. It is important to carefully consider the risks and rewards. Their support and cooperation are essential if there are business partners. It is important to consider the […]

Credit unions differ from banks in that they aren’t insured by the FDIC; instead, their protection falls to another entity: The National Credit Union Administration (NCUA). NCUA insurance covers accounts of up to $250,000 per account owner across checking, savings and money market accounts; traditional and Roth IRAs as well as Keogh retirement accounts are […]

A commercial for an insurance company is a must-see on television. The following can be filled in: …”, “… is on your side”, “…the great hands people”, and “Like a good neighbor…is there?” Are they truly on your side? Are they really your best friends? Are they like a good neighbor? You might find the answer “no” if you’ve been […]

If you plan on leaving your home vacant for an extended period, vacant home insurance should be considered. Without someone living there to monitor things regularly, minor issues could go undetected and cause significant damage. Vacant home policies can be purchased both individually or as an add-on to an existing homeowners insurance policy, and will […]