Search Results for: insurance

Medicare star ratings (compiled by the government) help shoppers compare Medicare Advantage and Part D drug plans. Comparison of Medicare Advantage Plans and Medicare Supplemental Drug Plans requires that you compare prescription drug coverage, copays, coinsurance costs, network of doctors, and service area. The plan’s star rating is another important metric to consider when making a […]

Many people know that there are many types of retirement accounts that can help you save money for retirement. There are three main options: traditional IRAs, Roth IRAs, and 401ks. These accounts let you invest money pretax to help you grow your money faster than simply saving. This will prepare you for a better financial future. In […]

A pension is essentially a cash pot that is not subject to tax. Contributions made by employees, employers, and sometimes the government over time accumulate the cash. The individual can choose to withdraw the pension amount at retirement or invest it with an insurance company in order to receive annuity. Pensions are not only for seniors, contrary to […]

All investment advisors agree that money should not be left to sit idle. It needs to do something. It is important to hedge the risk. Investment has a certain element of risk. Your investment niche will be found when you take into account the risks and make informed, educated decisions. Goldco Precious Metals can certainly help. Goldco Precious […]

Perhaps you’re just starting out in financial sales. You might have been selling financial products or services for at least five years. You are looking for the best sales systems and training programs to help get you started or increase your sales to six figures and beyond. Search the Internet, consult industry publications, speak to your manager, and […]

In the past few months, I have spent a lot of time visiting doctors, hospitals and pharmacies; following up on prescriptions for myself, as well as others. It is easy to tell a lot about a country and its people by the way they treat their elderly, infirm, and disabled. My own experiences were mixed. Some […]

Michigan is officially experiencing winter. It’s here, even though it arrived a bit late this year. Salt and Plow trucks are on the road keeping roads clear. Potholes galore were created by the melting snow. Are potholes and salt damage covered by your insurance? Is Salt Damage Covered? Salt on the roads can cause damage to your vehicle, but […]

Is it possible that your life insurance company does not advertise senior settlements or life insurance? They are best to not say anything because it is less expensive for them to offer the senior settlement option. What is a senior settlement? How can it be beneficial to you? A senior settlement is also known as a “life […]

Philadelphia, Pennsylvania has experienced a ” hit and run epidemic” over the past several years. There are approximately 40 hit-and runs per day. In 2017, police completed reports on nearly 29,000 hit-and-runs in Philadelphia. Although many hit-and run incidents resulted in fatalities or injuries, even colliding with vehicles or other property could lead to injury or death. In […]

You can get retirement income from many sources. These include your employer’s plan for 401(k), an individual retirement account, and taxable brokerage accounts. Bonds or annuities are also options to generate regular income. However, they work in different ways. One is a debt instrument, the other an insurance policy. The strengths and weaknesses of each will be highlighted by understanding the differences. […]