The individual mandate is a requirement under the Patient Protection and Affordable Care Act (PPACA) that most individuals have health insurance coverage. The individual mandate was enacted to help ensure that healthcare costs would not be shifted to those who could not afford to pay for their own health insurance or medical care. The individual […]
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Mortgage insurance is a type of insurance that protects lenders against losses resulting from defaults on home mortgages. It is required by most lenders when the borrower’s down payment or equity is less than 20% of the loan value. While this insurance does not cover the borrower, it does protect the lender in the event […]
If you’re a pet owner, chances are you’ve been asked at least once if you have pet insurance. And if you don’t have a pet, you’ve probably wondered if it’s worth the cost. In this blog post, we will explore the pros and cons of pet insurance to help you make an informed decision. Pet […]
If you’re looking for a career in the title insurance industry, you may be wondering how to become a title insurance underwriter. A title insurance underwriter is responsible for assessing risk and determining whether or not to issue a policy. As a title insurance underwriter, you will need to have strong analytical and research skills. […]
Have you ever wondered where do I find my policy number on my insurance card? If you have, you’re not alone. Many people are confused about this and it’s important to know where to find this information in case you need to file a claim. In this blog post, we will discuss where do I […]
If you live in a high-risk area for flooding, you’re probably well aware of the importance of flood insurance. But even if you don’t live in a high-risk area, you may still be required to carry flood insurance by your mortgage lender. So how do you determine the value of flood insurance? There are a […]
Kaizen insurance is a type of business insurance that helps protect companies from the financial losses that can occur as a result of operational errors or poor management decisions. This insurance is designed to help companies cover the costs associated with making changes to their operations in order to improve efficiency and quality. It can […]
You know it is important to take care of your home and car insurance. People who choose to save money by not purchasing home insurance, or worse, driving illegally without insurance, quickly realize that insurance costs are far lower than the cost to replace a vehicle or house when disaster strikes. Even though it may seem like […]
If you provide quality service and address your clients’ needs, a car insurance company can be very lucrative. You might be thinking about starting your own business. However, there are some things you need to do before you can open this type of company. These are the essential steps to take in order to open and operate […]
Are you able to save up to 50 thousand dollars by comparing your car insurance policies? This is not a competition, prize or gimmick. However, I will show you a real-life example of a family that made smarter decisions about their car and auto insurance provider coverage. It is well-known that there are many family […]