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During my recent trip to London to meet several underwriters who specialize on professional liability insurance for design companies, a common theme emerged. Many engineering firms and architects have seen their revenue drop by 15% to 25% in the current recession. Many architects have experienced revenue decreases of 15%-25%, and many design firms linked to […]

Errors and omissions insurance, also known as professional liability or E&O insurance, is designed to protect you against a client’s claim of negligent acts, omissions or errors you make while performing professional services. These policies cover legal defense costs and any settlement paid to clients in the event of a covered case. While E&O insurance […]

These are eight ways to save money on business auto insurance without sacrificing coverage. Hire safe drivers: Your insurance premiums will go up considerably if you hire an employee with points against their license because they pose a greater risk of accident to your company. Hire only clean drivers or reserve driving duties for those with […]

Make sure you read all terms and conditions before signing an insurance policy Different companies may have different terms. Motor traders may not find all terms and condition suitable as each trader is different. It is important to review the terms and conditions of the company regarding the monthly premium payments and different types of […]

The times are difficult. All of us should have taken action yesterday to improve our businesses’ position. We are now past this point so what can we do to make our businesses better? There are not many short-term solutions. In this article, I will list five low-hanging fruit tips. These are tips you can act upon immediately, costing you nothing […]

These past two years have been, to put it mildly, challenging for us all. Prospective clients are still wondering if Congress will pass some kind of Health-care system for everyone. Our current clients and potential customers have all lost their jobs. Many of our lead programs have experienced a decline in ROI (return-on-investment) as a result. We have all […]

What is Social Engineering Fraud? While you might not believe you know it, you most likely do. You have been targeted multiple times, possibly even recently. Social Engineering Fraud is the leading cause of data breaches, and has led to billions in dollars being stolen. What is social engineering fraud? Interpol confirms that this is […]

Foreign exchange is considered a global over-the-counter market. Different participants can trade, buy and exchange currencies in the market. This market includes investment management companies, banks, investors, foreign exchange brokers, traders, and commercial businesses. Trading is not possible if traders have bad trading habits. Automated forex trading software can take care of the decision-making process so you don’t […]

The median property price for Long Beach, California, is $600,000. About 40% of Long Beach residents own their homes. The average annual rate to insure a house with $250,000 of dwelling coverage is $1,080. This is lower than the average homeowners insurance cost, which is $1,312 annually. Long Beach residents have the opportunity to save money on their insurance […]

State Farm Insurance has the largest car insurance company in America. State Farm had 16.19% market share in 2020 and had written more than 80 million policies. State Farm offers a wide range of insurance products, including pet insurance and health insurance. State Farm employs over 19,000 agents, and offers coverage in all 50 US states. Farm Bureau Insurance, a smaller […]