Search Results for: invest

Are you one of the many Americans who has been wondering whether the IRS checks if you had health insurance? With so much confusion surrounding healthcare laws and regulations, it’s easy to feel lost in a sea of uncertainty. But fear not! In this article, we’ll break down what the IRS requires when it comes […]

Each year, insurance fraud costs auto insurers billions of dollars and consumers billions. The pandemic caused an increase in fraud claims in 2020. The Insurance Information Institute (Triple-I) states that the most prevalent fraud schemes since COVID-19 started affecting the U.S. include billing scams, staged accidents and fake accidents at the homes of drivers. Insurance fraud can […]

Spokane’s median home sale price is $368,000. This is a staggering 35% increase from last year. Lumber, which is essential for rebuilding, has also risen. To ensure adequate coverage in case of total loss, homeowners in the city need to keep up to date with the rise in building costs. Home insurance is optional unless you have mortgage coverage. […]

Legal Reform Now predicts that over 15 million lawsuits in the United States will be filed this year. This is roughly 1 lawsuit for every 20 Americans. It is a massive understatement to say that we live in a litigious nation, where companies view consumers as potential plaintiffs and consumers as “deep pockets”. Despite being ridiculous on the […]

Reverse mortgages can be used to make financial planning more efficient. Sometimes, adult children of aging parents require just as much education or even more than seniors. This is a new concept that often seems too good to be true. Reverse mortgages, also known as Home Equity Conversion Mortgages, are backed by federal government. Seniors and their families […]

Insurance fraud is an illegal act which costs families an average of $700 annually in higher premiums. When individuals commit fraud against either an insurer or themselves, extra premiums must be paid by those involved. Be wary of companies that require cash, wire transfers or prepaid cards as premium payments; instead use check or credit […]

Shipping insurance reimburses business owners in cases where their products are lost, stolen or damaged during shipment. Most major shipping carriers such as UPS, FedEx and USPS offer this as a value-added feature of their services. But at what cost and for what return should we expect it? The Cost Retailers that regularly ship high-value […]

“Whether you’re a seasoned driver or just starting out behind the wheel, one question that always comes to mind is whether car insurance is necessary. While it may seem like an extra expense, the reality is that having car insurance can save you from financial ruin in case of an accident. So, do you need […]

“Picture this: you’re out on the open waters, wind in your hair and sun on your face. Suddenly, disaster strikes and your beloved boat is damaged or destroyed. You may be wondering – does my homeowners insurance cover me in this situation? The answer isn’t as clear cut as you might think. In this post, […]

Picture this: you’ve booked your dream cruise vacation and you’re counting down the days until you set sail. The excitement is palpable, but have you considered whether or not travel insurance is worth it for your trip? With so many unknown variables in travel, from weather to unexpected illnesses, having the right coverage can make […]