This is the issue: auto insurance rates can be underwritten using a consumer’s credit score. What is a credit score, or FICO score? Fair Isaac & Co. has developed a FICO score. This credit score is used to determine the likelihood that credit users are able to pay their bills. In the late 1950s, Fair Isaac started to […]
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May
May
Understanding how insurance companies operate is essential before you sign up for insurance. We have created a detailed explanation of the Insurance Companies Business Model. It is based on research on the internet and conversations with friends who are experts in the field. Let’s break down the model into its components. Underwriting and investing Claim Marketing Investments […]
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May
May
Are claims filed by chiropractors more likely to be a result of health care fraud than those made by other healthcare professionals? According to various news sources, the majority of reported health care fraud convictions or charges against chiropractors have not been found. Fraud and abuse are common in all health care professions, including Chiropractic, Medicine, […]
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May
May
The benchmarking or valuation of an agency’s value is usually done for one of the following reasons: (1) to establish market value in preparation for acquisition or merger;(2) To resolve true ownership value in order to change equity positions, whether it is for a buyout or succession planning, ownership disputes or to introduce a new […]
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May
May
The insurance rates for sporty sedans such as the Subaru WRX may be higher than those of other sedans. It may be surprising how affordable it is to have a reliable and safe sports sedan. There are many factors that affect the cost of car insurance. These include personal information such as your driving record, credit […]
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May
May
Orlando is a thriving metropolis in Florida and an affordable one, too, with the average cost of homeowners insurance for a $250K dwelling costing about $1,230 per year. There are 60,969 owner-occupied Orlando properties, accounting for 55% of all properties. There’s more than just Disney World to see, and home prices are on the rise, contributing to inventory shortages with a 12% […]
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May
May
The average price of a home in Charlotte, North Carolina, has jumped roughly $50,000 from the previous year to a current median home value of $295,000. Almost 53% of the homes in the city are occupied by the owner. You probably know that Charlotte home insurance is essential to protect your investment against theft, burglary, and extreme weather. Home insurance […]
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May
May
Wrestlers work tirelessly, often exceeding the efforts of writers or painters. Unfortunately, WWE Superstars don’t qualify for health insurance; as independent contractors rather than employees. That means the McMahons can save money by forgoing health benefits for their wrestlers – one of the main factors why so many die so early. 1. The Wrestlers Can […]
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May
May
Are you considering selling your insurance agency but have no idea how to determine its value? Well, you’re not alone! Valuing an insurance agency can be a daunting task since it involves several factors that affect the worth of the business. But fear not! In this blog post, we’ll guide you through the three pillars […]
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May
May
Welcome to our latest blog post! Today, we are going to tackle one of the most common questions about life insurance: is a life insurance benefit taxable? Life insurance can provide financial protection and peace of mind for you and your loved ones. However, understanding how it works and its tax implications can be confusing. […]