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Insurance agent appointments are key for both new and experienced agents in order to sell policies, but the process can sometimes be challenging for newcomers due to carrier requirements such as book rolls, experience and success measures, geographic locations and additional qualifications. There are, however, a few items which can aid the process. These include: […]

Are you tired of getting exorbitant car insurance quotes just because of your bad credit? You’re not alone! The harsh reality is, having a low credit score can significantly increase your car insurance premiums. But fear not, there are still ways to secure affordable auto insurance even if you have bad credit. In this blog […]

Are you considering getting a term life insurance policy but wondering if it has cash value? Well, the short answer is no, but don’t let that discourage you! While term life insurance doesn’t accumulate cash value like some other types of policies do, it still offers valuable protection for your loved ones. In this blog […]

Are you approaching your golden years and wondering about how much life insurance coverage you need? Perhaps 30,000 dollars sounds like a good amount to leave behind for your loved ones. But, how much is it going to cost you at the age of 59? Don’t worry, we’ve got all the answers in this post! […]

When it comes to insurance, competition is fierce! With countless providers vying for your attention and dollars, it’s hard to know where to turn. But just how competitive is the insurance industry? In this post, we’ll take a closer look at the landscape of insurers and explore what that means for you as a consumer. […]

In the world of insurance, it’s easy to get lost in the sea of policies and premiums. But have you ever stopped to wonder when exactly insurance companies started operating for profit? As it turns out, the history of insurance is a long and complex one, with plenty of twists and turns along the way. […]

Are you familiar with the term collateral assignment in life insurance? If not, you may be missing out on some significant opportunities to protect your financial assets. A collateral assignment allows policyholders to pledge their life insurance as security for a loan or other obligation without surrendering ownership of it. In this blog post, we’ll […]

Insurance is a vital aspect of our lives, providing us with financial security and peace of mind. However, have you ever wondered if insurance companies are legally obligated to act in your best interest? In other words, do they have a fiduciary duty towards their clients? This question has been the subject of much debate […]

Are you the proud owner of a sports entertainment company but unsure about what type of insurance you need to protect your business? Look no further! Running a sports entertainment company can be exhilarating, but it also comes with its fair share of risks. From injuries to damaged equipment, there are various potential threats that […]

As part of a Marketplace application, it’s necessary to estimate your estimated household income. Your household typically comprises you, your spouse (if applicable), any tax dependents who require coverage (even those without health needs). To calculate your MAGI, the following factors will need to be used. 1. Estimate Your Income for the Year You Want […]