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Med Pay (Medical Payments Coverage) and PIP (Personal Injury Protection Coverage) are first-party coverages that apply to the insured, their passengers, and sometimes other people. In states with no No Fault laws, Med Pay can be found. PIP is available in states where have no Fault laws. Med Pay will usually cover reasonable medical and funeral […]

Own occupation disability policies define being disabled as being unable to perform the material and substantial duties associated with one’s regular occupation, regardless of any transitional provisions within a policy. This could either be defined strictly as own occupation disability or transitionally as own occupation disability. Skilled workers requiring physical requirements typically opt for own-occ […]

The Raleigh housing market is projected to continue to be strong, since the city is located in North Carolina’s Research Triangle of emerging tech-startup cities. Reports naming Raleigh among the top emerging rental markets have likely prompted homebuyers to notice an increase in new residents. It is crucial to protect your appreciation investment. Raleigh is susceptible to flooding, […]

Are you a proud owner of a 600cc motorcycle? Congratulations! You are one of the lucky few who get to experience the thrill and excitement of riding such a powerful machine. However, with great power comes great responsibility – and that includes getting insurance coverage for your bike. But how much does it cost to […]

It is short term car insurance. This is car insurance that you can buy for a shorter time period than the bi-annual policies you are used to. You may find yourself in situations where you need it more than your regular coverage. Or you might choose to have it as an option instead of a regular 6-month […]

Are you considering buying a trailer but wondering if it comes with additional expenses like insurance? Well, the answer is not as straightforward as you might think. Whether or not you need to pay for insurance on a trailer depends on several factors. In this blog post, we’ll explore what those factors are and help […]

“Buying a used car can be an exciting and cost-effective option, but have you considered the potential risks that come with it? Accidents happen unexpectedly, leaving you to pay hefty repair bills or deal with insurance settlements. This is where gap insurance comes in. In this blog post, we’ll explore whether purchasing gap insurance for […]

If your property insurance claim has been denied, there are steps you can take to try to reverse their decision. One approach would be appealing directly with the company by filing a formal appeal requesting that they review your case again and examine all of the facts related to your loss. Homeowners policies usually include […]

Cargo insurance can be an intricate issue to navigate, yet essential in creating fair trade practices between all companies. Dumping is a serious threat which necessitates fair-trade measures for its mitigation – the dumping margin plays a vital role when calculating how much anti-dumping duty should be imposed. Value of the Goods Value of goods […]

Endowment life insurance policies combine life coverage and savings for a specific goal. While they may seem convenient, they can also be quite costly. Endowments provide a low-risk investment option with limited interest payout. Due to tax code modifications that recategorize them as modified endowment contracts, pure endowment policies are no longer sold in the […]