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Life insurance policies can benefit you in two ways. They pay in the event you die and allow you to accumulate tax-deferred savings. Although it can be beneficial if you have a need for insurance, you should not buy insurance policies to save money. There are more economical ways to save money. Term insurance is the most […]

It’s not easy to have a fleet of company vehicles in today’s market. You have to worry not only about your employees’ use of your vehicles, but also about whether you have enough money to replace them if they do fail. These worries can be reduced if you set some guidelines and give examples of how to […]

Whole life policies offer both death benefits and cash value growth that’s tax-deferred, providing access to funds for your future needs. Investment and protection elements make up the two key components of whole life insurance policies, respectively. This term refers to personal finances rather than actuarial calculations. What Is The Net Amount At Risk? The […]

Answering this question depends on your policy and whether or not additional coverage exists. Typically, renters insurance includes bicycles under personal property coverage that protects from items stolen either inside or outside your home. Coverage may also help cover expenses if a covered loss, like fire or vandalism, forces you out of your home. Personal […]

It is possible to wonder if an auto loan will affect your insurance costs. Yes, it does. But not in the way you think. Having an auto loan usually doesn’t make the insurance company charge you more for the same policy. What a loan does is add additional coverage requirements to your policy — mainly collision and comprehensive — so the […]

Although it is difficult and costly to buy life insurance after being diagnosed with cancer, you may be able purchase a policy. You’ll have to evaluate whether the available coverage and cost make financial sense for you. Patients with cancer typically are not eligible for guaranteed-issue policies that offer limited coverage or pay out less in the […]

Many people wonder, can you sell your life insurance policy? You might decide to sell your life insurance policy for a variety of reasons. You might have a better deal or just need the cash. No matter what your motivation, you can sell life insurance policies for cash using a process called a “life settlement”. There are some things you should […]

Summary: Travel insurance provides emergency coverage for travelers who travel from their country to cover a medical emergency abroad. It covers medical evacuations and emergency situations. It is possible that your home health insurance does not cover you overseas, so it is a smart idea to get travel medical coverage. Example Story Imagine the following: Your […]

If you want to secure your future, it’s important to think about how you can do that in the most efficient way. When it comes to investing and retirement planning, one of the questions often asked is whether life insurance can be purchased in a 401k. The answer is yes! Life insurance can be an […]

When you purchase a new car, it’s important to make sure you have the right insurance coverage in place. Many people don’t realize how much coverage they need, or if their current policy covers certain items. This is especially true for farmers who may not be aware of exactly what Farmers Insurance covers when it […]